Plan Snapshot
- Plan Sponsor: Board Of Trustees, United Food And Commercial
- Sponsor EIN: 237244353
- Sponsor Address: 2550 W UNION HILLS DR STE 290, PHOENIX, AZ, 85027
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 15,130
- Total Assets: $178.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 15,130 | $178.7M | $118.2M | $7.7M |
| 2023 | 13,842 | $208.2M | $156.6M | $8.4M |
| 2022 | 14,747 | $183.2M | $189.4M | $9.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SOUTHWEST SERVICE ADMINISTRATORS | Other Service Provider | $7,656,802 | — | $7,656,802 |
| BLUECROSS BLUESHIELD OF AZ., INC. | Other Service Provider | $2,222,487 | — | $2,222,487 |
| EPLAN | Other Service Provider | $925,050 | — | $925,050 |
| AMERICAN HEALTH GROUP | Other Service Provider | $496,231 | — | $496,231 |
| UNITED HEALTHCARE | Other Service Provider | $465,262 | — | $465,262 |
| HORIZON ACTUARIAL SERVICES | Other Service Provider | $390,872 | — | $390,872 |
| LETTERSTREAM | Other Service Provider | $378,311 | — | $378,311 |
| NATIONAL INVESTMENT SERVICES, INC. | Other Service Provider | $284,174 | — | $284,174 |
| SEGAL | Other Service Provider | $266,043 | — | $266,043 |
| BLUECROSS BLUESHIELD OF IL., INC. | Other Service Provider | $251,486 | — | $251,486 |
| OPTUM RX | Other Service Provider | $210,865 | — | $210,865 |
| MILLER KAPLAN ARASE LLP | Auditor | $173,700 | — | $173,700 |
| CHARTWELL INVESTMENT PARTNERS | Other Service Provider | $173,258 | — | $173,258 |
| TELADOC, INC. | Other Service Provider | $139,161 | — | $139,161 |
| VISION SERVICE PLAN | Other Service Provider | $119,126 | — | $119,126 |
| MCCRACKEN STEMERMAN & HOLSBERRY LLP | Other Service Provider | $114,846 | — | $114,846 |
| REINHART BOERNER VAN DEUREN, S.C. | Other Service Provider | $113,570 | — | $113,570 |
| BLEIWEISS COMMUNICATIONS INC | Other Service Provider | $113,017 | — | $113,017 |
| BANK OF AMERICA | Other Service Provider | $98,146 | — | $98,146 |
| BMI AUDIT SERVICES HOLDINGS | Other Service Provider | $24,888 | — | $24,888 |
| NEW ENGLAND PENSION CONSULTANT | Other Service Provider | $18,750 | — | $18,750 |
| THE NORTHERN TRUST | Other Service Provider | $18,064 | — | $18,064 |
| HMC HEALTHWORKS | Other Service Provider | $8,165 | — | $8,165 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MILLER KAPLAN ARASE LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $14,662,274
- Estimated Expense Ratio: 8.207% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $15,396,536 | $476,181 | $7,656,802 | $98,700 | — |
| 2023 | $15,592,613 | $524,133 | $7,730,994 | $75,000 | — |
| 2022 | $15,509,224 | $394,164 | $8,623,274 | — | $953,053 |