Plan Snapshot
- Plan Sponsor: Board Of Trustees Three Rivers Annuity Fund
- Sponsor EIN: 256148728
- Sponsor Address: 3660 STUTZ DRIVE, SUITE 101, CANFIELD, OH, 444068149
- Plan Type: DC
- Total Participants: 952
- Total Assets: $213.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 952 | $213.7M | $6.9M | $0 |
| 2023 | 960 | $199.2M | $7.1M | $0 |
| 2022 | 1,460 | $177.9M | $7.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK RETIREMENT PLAN SERVIC | NONE | $256,501 | — | $256,501 |
| GLOBAL RETIREMENT PARNTERS, LLC | NONE | $105,750 | — | $105,750 |
| ZENITH AMERICAN SOLUTIONS | NONE | $57,925 | — | $57,925 |
| BENESYS, INC. | CONTRACT ADMINISTRATOR | $55,741 | — | $55,741 |
| CAMBRIDGE INVESTMENT RESEARCH | NONE | $32,500 | — | $32,500 |
| STEPHEN J. OBRIEN & ASSOCIATES LLC | NONE | $25,270 | — | $25,270 |
| DICLAUDIO & KRAMER, LLC | NONE | $13,900 | — | $13,900 |
| BRICKLAYERS COMBINED FUNDS, INC. | NONE | $6,671 | — | $6,671 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DICLAUDIO & KRAMER, LLC — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $554,258
- Estimated Expense Ratio: 0.259% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $582,707 | $105,750 | $113,210 | $13,900 | — |
| 2023 | $622,025 | $102,000 | $96,408 | $13,889 | — |
| 2022 | $540,973 | $337,855 | $85,800 | — | $28,351 |