Plan Snapshot
- Plan Sponsor: Board Of Trustees Teamsters Local 682 Health And Welfare Fund
- Sponsor EIN: 436033487
- Sponsor Address: 13801 RIVERPORT DRIVE, SUITE 501, MARYLAND HEIGHTS, MO, 63043
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 791
- Total Assets: $13.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 791 | $13.6M | $12.0M | $185,104 |
| 2023 | 856 | $15.3M | $11.6M | $267,017 |
| 2022 | 738 | $15.9M | $10.8M | $226,983 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERITAIN HEALTH | Other Service Provider | $496,671 | — | $496,671 |
| BENESYS, INC | Other Service Provider | $214,011 | — | $214,011 |
| ANDERS MINKLER HUBER | Auditor | $108,115 | — | $108,115 |
| BURR OAK CONSULTING | Other Service Provider | $69,367 | — | $69,367 |
| SPECTOR, WOLFE, MCLAUGHLIN & O'MARA | Other Service Provider | $36,966 | — | $36,966 |
| CARDINAL INVESTMENT ADVISORS | Other Service Provider | $25,000 | — | $25,000 |
| MILLIMAN | Recordkeeper | $13,500 | — | $13,500 |
| IMPAXRX | Other Service Provider | $11,091 | — | $11,091 |
| FRED KERN | Custodian / Trustee | $9,000 | — | $9,000 |
| JAMES KIMBRELL | Custodian / Trustee | $9,000 | — | $9,000 |
| JAY SCHULTEHENRICH | Custodian / Trustee | $9,000 | — | $9,000 |
| ROBERT KINTZ | Custodian / Trustee | $9,000 | — | $9,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ANDERS MINKLER HUBER — Auditor
- MILLIMAN — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,010,721
- Estimated Expense Ratio: 7.431% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,126,976 | $31,152 | $541,444 | $177,482 | — |
| 2023 | $1,154,256 | $15,095 | $775,721 | $84,148 | — |
| 2022 | $1,059,914 | $15,396 | $754,381 | — | $149,473 |