Plan Snapshot
- Plan Sponsor: Board Of Trustees Rochester Laborers Annuity Fund
- Sponsor EIN: 161253138
- Sponsor Address: 18 FOURTH STREET, ROCHESTER, NY, 146096032
- Plan Type: DC
- Total Participants: 908
- Total Assets: $73.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 908 | $73.9M | $3.6M | $0 |
| 2023 | 1,583 | $69.3M | $3.1M | $0 |
| 2022 | 1,203 | $64.8M | $2.8M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ROCHESTER WELFARE FUND | Other Service Provider | $140,636 | — | $140,636 |
| MORGAN STANLEY | Recordkeeper | $90,622 | — | $90,622 |
| AMERICAN CORE REALTY FUND | Other Service Provider | $55,892 | — | $55,892 |
| MANNING & NAPIER | Other Service Provider | $32,983 | — | $32,983 |
| KARPUS | Other Service Provider | $24,698 | — | $24,698 |
| ASHERKELLY | Other Service Provider | $22,789 | — | $22,789 |
| DOLAN MCENIRY CAPITAL MANAGEMENT | Other Service Provider | $21,525 | — | $21,525 |
| BONADIO & CO., LLP | Auditor | $19,693 | — | $19,693 |
| REINHART | Recordkeeper | $14,647 | — | $14,647 |
| SALIENT | Other Service Provider | $12,460 | — | $12,460 |
| WALTER SCOTT & PARTNERS | Other Service Provider | $6,355 | — | $6,355 |
| SAGE | Recordkeeper | $5,990 | — | $5,990 |
| O'SULLIVAN ASSOCIATES | Other Service Provider | $5,018 | — | $5,018 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY — Recordkeeper
- BONADIO & CO., LLP — Auditor
- REINHART — Recordkeeper
- SAGE — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $453,308
- Estimated Expense Ratio: 0.614% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $490,852 | $282,248 | — | $19,693 | — |
| 2023 | $457,984 | $277,932 | — | $23,235 | — |
| 2022 | $511,254 | $332,890 | — | — | $54,718 |