Plan Snapshot
- Plan Sponsor: Board Of Trustees Of Retail Wholesale & Dept Store
- Sponsor EIN: 630708442
- Sponsor Address: 1901 10TH AVENUE SOUTH, BIRMINGHAM, AL, 35205
- Plan Type: DB
- Total Participants: 1,569
- Total Assets: $618.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,569 | $618.9M | $8.4M | $0 |
| 2023 | 1,556 | $355.9M | $8.1M | $0 |
| 2022 | 1,611 | $356.5M | $19.5M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE SEGAL COMPANY | Other Service Provider | $349,375 | — | $349,375 |
| FRIEDMAN & ANSPACH | Other Service Provider | $325,999 | — | $325,999 |
| WESTERN ASSET US CORE PLUS LLC | Other Service Provider | $183,644 | — | $183,644 |
| AMALGAMATED BANK | Custodian / Trustee | $74,517 | $105,150 | $179,667 |
| FIDUCIARY MANAGEMENT, INC | Other Service Provider | $136,218 | — | $136,218 |
| CARR, RIGGS AND INGRAM LLC | Other Service Provider | $133,570 | — | $133,570 |
| SEGAL MARCO ADVISORS | Other Service Provider | $129,917 | — | $129,917 |
| JOSHUA BREWER | Other Service Provider | $101,439 | — | $101,439 |
| DEBORAH QUICK | Other Service Provider | $87,399 | — | $87,399 |
| ULLICO INVESTMENT ADVISORS | Other Service Provider | $86,509 | — | $86,509 |
| WILLIAM JONES | Other Service Provider | $70,348 | — | $70,348 |
| PROSKAUER ROSE LLP | ERISA Attorney | $58,966 | — | $58,966 |
| LINDA STRINGFELLOW | Other Service Provider | $51,074 | — | $51,074 |
| MARLA HENSON | Other Service Provider | $47,085 | — | $47,085 |
| BRITTANY HILL | Other Service Provider | $46,240 | — | $46,240 |
| TYLER BYARS | Other Service Provider | $26,563 | — | $26,563 |
| VALORIE PACK | Other Service Provider | $25,907 | — | $25,907 |
| LINDA GRIFFIN | Other Service Provider | $25,267 | — | $25,267 |
| BANK OF NEW YORK MELLON | Other Service Provider | $23,834 | — | $23,834 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PROSKAUER ROSE LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,089,021
- Estimated Expense Ratio: 0.338% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,629,764 | $492,005 | — | — | — |
| 2023 | $3,508,380 | $693,658 | — | — | — |
| 2022 | $3,251,119 | $568,448 | — | — | $887,856 |