Plan Snapshot
- Plan Sponsor: Board Of Trustees
- Sponsor EIN: 136264730
- Sponsor Address: 10 EXCHANGE PLACE SUITE 1400, JERSEY CITY, NJ, 07302
- Plan Type: 401(k)
- Plan Number: 504
- Total Participants: 4,202
- Total Assets: $56.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,202 | $56.4M | $91.1M | $0 |
| 2023 | 4,136 | $57.2M | $82.6M | $0 |
| 2022 | 3,622 | $63.5M | $110.7M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ANDREW MILLICHIP | Other Service Provider | $132,324 | — | $132,324 |
| JOSEPH GIOENI | Other Service Provider | $93,493 | — | $93,493 |
| MILA MANAGED HEALTH CARE | Insurance Carrier | $43,594 | — | $43,594 |
| THE LAMBOS FIRM LLP | Other Service Provider | $20,400 | — | $20,400 |
| MAZZOLA MARDON, P.C. | Other Service Provider | $20,163 | — | $20,163 |
| DESENA & COMPANY | Auditor | $19,627 | — | $19,627 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $329,601
- Estimated Expense Ratio: 0.584% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $887,214 | — | — | $20,690 | — |
| 2023 | $873,010 | — | — | $20,209 | — |
| 2022 | $919,762 | — | — | — | $61,734 |