Plan Snapshot
- Plan Sponsor: Blach Construction Company
- Sponsor EIN: 942224284
- Sponsor Address: 2244 BLACH PLACE SUITE 100, SAN JOSE, CA, 95131
- Plan Type: 401(k)
- Total Participants: 101
- Total Assets: $38.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 101 | $38.8M | $1.7M | $1.5M |
| 2023 | 111 | $37.3M | $1.8M | $1.4M |
| 2022 | 102 | $31.6M | $1.6M | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SVCS, LLC | INVESTMENT ADVISOR | $52,821 | — | $52,821 |
| CBIZ BENEFITS & INS SERVICES | THIRD PARTY ADMIN | $24,545 | — | $24,545 |
| EMPOWER ANNUITY INS CO OF AMERICA | RECORDKEEPER | $19,455 | — | $19,455 |
| SARATOGA RESEARCH & INVESTMENT MMGT | INVESTMENT ADVISOR | $17,633 | — | $17,633 |
| SILICON VALLEY ACCOUNTANCY CORP. | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $114,454
- Estimated Expense Ratio: 0.295% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $123,671 | $74,921 | $17,943 | — | — |
| 2023 | $132,005 | $94,745 | $11,722 | — | — |
| 2022 | $134,931 | $93,757 | $16,911 | — | — |