Plan Snapshot
- Plan Sponsor: Big D Oil Co.
- Sponsor EIN: 460277261
- Sponsor Address: 3685 STURGIS ROAD, SUITE 100, RAPID CITY, SD, 577020321
- Plan Type: 401(k)
- Total Participants: 229
- Total Assets: $4.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 229 | $4.6M | $100,436 | $263,276 |
| 2023 | 176 | $3.9M | $97,595 | $253,852 |
| 2022 | 178 | $3.3M | $97,544 | $226,149 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $17,987 | — | $17,987 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $17,987
- Estimated Expense Ratio: 0.394% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $18,488 | — | $18,488 | — | — |
| 2023 | $15,589 | — | $15,589 | — | — |
| 2022 | $14,666 | — | $14,666 | — | — |