Plan Snapshot
- Plan Sponsor: Bear River Mutual Insurance Company
- Sponsor EIN: 870114580
- Sponsor Address: 778 E WINCHESTER ST, P.O BOX 571310, MURRAY, UT, 841571310
- Plan Type: DB
- Total Participants: 113
- Total Assets: $12.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 113 | $12.1M | $0 | $0 |
| 2023 | 91 | $11.5M | $1.0M | $0 |
| 2022 | 78 | $11.3M | $1.0M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ASCENSUS, LLC | Recordkeeper | $27,940 | — | $27,940 |
| THE CONCORD ADVISORY GROUP, LTD. | Other Service Provider | $16,637 | — | $16,637 |
| L.M. HENDERSON & COMPANY, LLC | Other Service Provider | $11,000 | — | $11,000 |
| PNC | Other Service Provider | $9,970 | — | $9,970 |
| DIMENSIONAL FUND ADVISORS LP | Other Service Provider | — | $5,909 | $5,909 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ASCENSUS, LLC — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $71,456
- Estimated Expense Ratio: 0.589% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $77,667 | $16,637 | — | $11,000 | — |
| 2023 | $70,732 | $16,152 | — | $10,600 | — |
| 2022 | $75,433 | $15,682 | — | — | $38,807 |