Plan Snapshot
- Plan Sponsor: Bear River Mutual Insurance Company
- Sponsor EIN: 870114580
- Sponsor Address: 778 E. WINCHESTER, MURRAY, UT, 84107
- Plan Type: 401(k)
- Total Participants: 171
- Total Assets: $18.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 171 | $18.4M | $463,878 | $1.3M |
| 2023 | 162 | $15.4M | $364,636 | $1.0M |
| 2022 | 120 | $12.2M | $309,020 | $875,517 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| L. M. HENDERSON & COMPANY, LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $4,993 | $3,843 | — | — | — |
| 2023 | $4,718 | $4,302 | — | — | — |
| 2022 | $4,165 | $3,765 | — | — | — |