Plan Snapshot
- Plan Sponsor: Bd Of Trustees Warehouse Empl.Union Local No. 730 Health And Welfare T
- Sponsor EIN: 526058419
- Sponsor Address: 911 RIDGEBROOK ROAD, SPARKS, MD, 211529451
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 317
- Total Assets: $30.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 317 | $30.3M | $0 | $0 |
| 2024 | 323 | $26.8M | $5.6M | $19,383 |
| 2023 | 315 | $24.0M | $5.9M | $21,373 |
| 2022 | 341 | $19.9M | $6.6M | $33,770 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CIGNA | Other Service Provider | $118,909 | — | $118,909 |
| ASSOCIATED ADMINISTRATORS | Other Service Provider | $106,011 | — | $106,011 |
| MORGAN, LEWIS, & BOCKIUS, LLP | Other Service Provider | $66,243 | — | $66,243 |
| THE SEGAL GROUP | Other Service Provider | $55,000 | — | $55,000 |
| CHARTWELL INVESTMENT PARTNERS | Other Service Provider | $51,363 | — | $51,363 |
| INVESTMENT PERFORMANCE SERVICES | Other Service Provider | $40,000 | — | $40,000 |
| MOONEY, GREEN, SAINDON, MURPHY & WE | Other Service Provider | $28,062 | — | $28,062 |
| WEDGE CAPITAL MANAGEMENT | Other Service Provider | $25,364 | — | $25,364 |
| AMERICAN REALTY ADVISORS | Other Service Provider | $19,847 | — | $19,847 |
| NOVAK FRANCELLA, LLC | Other Service Provider | $17,700 | — | $17,700 |
| PNC | Other Service Provider | $10,152 | — | $10,152 |
| EXPRESS SCRIPTS, INC. | Other Service Provider | $8,808 | — | $8,808 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $547,459
- Estimated Expense Ratio: 1.807% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,683,870 | $146,725 | $106,011 | $17,700 | — |
| 2024 | $588,648 | $133,420 | $101,602 | $17,200 | — |
| 2023 | $512,731 | $121,994 | $102,187 | $19,400 | — |
| 2022 | $582,044 | $97,640 | $103,673 | — | $232,734 |