Plan Snapshot
- Plan Sponsor: Bd Of Trustees Cm Institute Loc 502 Welfare Trust Fd
- Sponsor EIN: 510191061
- Sponsor Address: 739 25TH AVENUE, BELLWOOD, IL, 60104
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,240
- Total Assets: $95.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 1,240 | $95.2M | $0 | $0 |
| 2024 | 1,182 | $87.2M | $24.9M | $225,577 |
| 2023 | 1,190 | $80.6M | $27.0M | $170,359 |
| 2022 | 1,184 | $71.1M | $24.7M | $196,410 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MARATHON HEALTH | Other Service Provider | $856,092 | — | $856,092 |
| BLUECROSS BLUESHIELD OF ILLINOIS | Other Service Provider | $584,080 | — | $584,080 |
| UNION EYES, LLC | Other Service Provider | $462,732 | — | $462,732 |
| JOHNSON & KROL LLC | Other Service Provider | $165,582 | — | $165,582 |
| LEGACY PROFESSIONALS LLP | Other Service Provider | $126,466 | — | $126,466 |
| CHARLES PICARDI | Other Service Provider | $124,101 | — | $124,101 |
| SAVRX PRESCRIPTION SERVICES | Other Service Provider | $117,737 | — | $117,737 |
| KARLA GENERETTE | Other Service Provider | $116,350 | — | $116,350 |
| KATHLEEN SUMMERLIN | Other Service Provider | $106,943 | — | $106,943 |
| KHAREN MCNAMARA | Other Service Provider | $105,996 | — | $105,996 |
| ANGELO FEOLA | Other Service Provider | $104,827 | — | $104,827 |
| EYON FARLEY | Other Service Provider | $104,226 | — | $104,226 |
| BRIDGEWAY BENEFIT TECHNOLOGIES, LLC | Other Service Provider | $100,935 | — | $100,935 |
| KIMBERLY RODRIGUEZ | Other Service Provider | $98,381 | — | $98,381 |
| JULISSA SANTANA | Other Service Provider | $62,681 | — | $62,681 |
| MARY BETH TYTUS | Other Service Provider | $60,453 | — | $60,453 |
| LUCILA DUARTE | Other Service Provider | $55,334 | — | $55,334 |
| ZENITH AMERICAN SOLUTIONS | Other Service Provider | $50,190 | — | $50,190 |
| COLLEEN LAKIS | Other Service Provider | $49,451 | — | $49,451 |
| VALENZ CARE | Other Service Provider | $41,105 | — | $41,105 |
| NATIONAL INVESTMENT SERVICES | Other Service Provider | $37,641 | — | $37,641 |
| ERIN CADOGAN-ENGER | Other Service Provider | $36,545 | — | $36,545 |
| MATTHEW STIKA | Other Service Provider | $34,741 | — | $34,741 |
| TFBC, LLC | Other Service Provider | $33,584 | — | $33,584 |
| AMALGAMATED BANK OF CHICAGO | Other Service Provider | $31,956 | — | $31,956 |
| NANCY AGUADO | Other Service Provider | $31,877 | — | $31,877 |
| GREAT LAKES ADVISORS, LLC | Other Service Provider | $27,003 | — | $27,003 |
| MARQUETTE ASSOCIATES | Other Service Provider | $16,000 | — | $16,000 |
| 79 RATIO | Other Service Provider | $12,437 | — | $12,437 |
| ANTHONY FARRELL | Custodian / Trustee | $9,925 | — | $9,925 |
| JAY LASALA | Custodian / Trustee | $9,006 | — | $9,006 |
| GREGORIO, STEC, KLEIN & HOSE | Other Service Provider | $7,070 | — | $7,070 |
| SANDRA HUNT | Custodian / Trustee | $5,567 | — | $5,567 |
| MIDWEST INSTITUTIONAL TRUST CO | Other Service Provider | $5,299 | — | $5,299 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $3,792,313
- Estimated Expense Ratio: 3.985% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $30,760,670 | $112,600 | $62,737 | $88,000 | — |
| 2024 | $3,274,458 | $114,400 | $51,961 | $87,000 | — |
| 2023 | $3,145,152 | $103,913 | $53,992 | $82,000 | — |
| 2022 | $2,975,422 | $99,754 | — | — | $347,406 |