Plan Snapshot
- Plan Sponsor: Bcs Financial Corporation
- Sponsor EIN: 364247278
- Sponsor Address: 2 MID AMERICA PLAZA, SUITE 200, OAKBOOK TERRACE, IL, 60181
- Plan Type: 401(k)
- Total Participants: 148
- Total Assets: $51.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 148 | $51.1M | $2.8M | $2.3M |
| 2023 | 132 | $47.0M | $2.0M | $2.1M |
| 2022 | 134 | $38.7M | $2.1M | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BCBSA NEBA | PLAN ADMINISTRATOR | $12,608 | — | $12,608 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $5,299 | — | $5,299 |
| GRANT THORNTON LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- GRANT THORNTON LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $17,907
- Estimated Expense Ratio: 0.035% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $17,857 | — | — | — | — |
| 2023 | $1,967 | — | — | — | — |
| 2022 | $18,057 | — | — | — | — |