Plan Snapshot
- Plan Sponsor: Bay 101
- Sponsor EIN: 770187274
- Sponsor Address: 1788 NORTH 1ST STREET, SAN JOSE, CA, 95112
- Plan Type: 401(k)
- Total Participants: 463
- Total Assets: $22.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 463 | $22.9M | $0 | $2.9M |
| 2023 | 459 | $18.3M | $0 | $2.9M |
| 2022 | 406 | $14.3M | $20,364 | $2.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP, LLC | INVESTMENT ADVISOR | $47,073 | — | $47,073 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $19,397 | — | $19,397 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $17,831 | — | $17,831 |
| BPM LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BPM LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $84,301
- Estimated Expense Ratio: 0.369% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $84,302 | $64,905 | — | — | — |
| 2023 | $73,518 | $51,031 | — | $8,292 | — |
| 2022 | $67,388 | $52,478 | $14,910 | — | — |