Plan Snapshot
- Plan Sponsor: California Bank Of Commerce, N.A.
- Sponsor EIN: 330956417
- Sponsor Address: 12265 EL CAMINO REAL, SAN DIEGO, CA, 92130
- Plan Type: 401(k)
- Total Participants: 191
- Total Assets: $18.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 191 | $18.2M | $929,533 | $2.0M |
| 2023 | 205 | $15.9M | $929,835 | $2.0M |
| 2022 | 205 | $13.7M | $872,580 | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| KESTRA INVESTMENT SERVICES LLC | BROKER/ADVISOR | — | $22,085 | $22,085 |
| 3 38 INVESTMENT FIDUCIARIES INC | ADVISOR | $6,506 | — | $6,506 |
| TRUOG-RYDING COMPANY INC | TPA | $4,803 | $797 | $5,600 |
| PENSION ASSURANCE LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PENSION ASSURANCE LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $34,191
- Estimated Expense Ratio: 0.188% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $38,800 | $32,487 | $6,313 | — | — |
| 2023 | $74,931 | $34,345 | $6,784 | — | — |
| 2022 | $78,872 | $16,191 | — | — | $62,681 |