Plan Snapshot
- Plan Sponsor: Baldwin Richardson Foods Company
- Sponsor EIN: 363843103
- Sponsor Address: 3268 BLUE HERON VIEW, MACEDON, NY, 145029337
- Plan Type: 401(k)
- Total Participants: 665
- Total Assets: $30.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 665 | $30.6M | $838,688 | $2.7M |
| 2023 | 477 | $24.4M | $635,973 | $2.1M |
| 2022 | 421 | $19.8M | $444,106 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | SERVICE PROVIDER | $117,493 | — | $117,493 |
| ARTHUR J GALLAGHER & CO | INVESTMENT ADVISORY | $25,000 | — | $25,000 |
| BOWERS & COMPANY CPAS, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LINCOLN NATIONAL CORPORATION — SERVICE PROVIDER
- ARTHUR J GALLAGHER & CO — INVESTMENT ADVISORY
- BOWERS & COMPANY CPAS, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $142,493
- Estimated Expense Ratio: 0.466% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $142,493 | $25,000 | $117,493 | — | — |
| 2023 | $128,894 | $37,500 | $91,394 | — | — |
| 2022 | $83,419 | $6,250 | $77,169 | — | — |