Plan Snapshot
- Plan Sponsor: Baker Engineering And Risk Consultants, INC
- Sponsor EIN: 742983542
- Sponsor Address: 3330 OAKWELL CT., SAN ANTONIO, TX, 78218
- Plan Type: 401(k)
- Total Participants: 189
- Total Assets: $65.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 189 | $65.9M | $166,338 | $1.9M |
| 2023 | 179 | $57.1M | $0 | $1.8M |
| 2022 | 150 | $44.9M | $826 | $1.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | ADVISOR | $14,807 | — | $14,807 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $13,339 | — | $13,339 |
| ADKF, PC | ACCOUNTANT/AUDITOR | $12,000 | — | $12,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STRATEGIC ADVISORS, INC. — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- ADKF, PC — ACCOUNTANT/AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $40,146
- Estimated Expense Ratio: 0.061% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $54,745 | $14,807 | — | $15,150 | — |
| 2023 | $46,625 | $12,206 | — | — | — |
| 2022 | $42,657 | $15,892 | — | — | — |