Plan Snapshot
- Plan Sponsor: Auto Club Insurance Association
- Sponsor EIN: 380477270
- Sponsor Address: 1 AUTO CLUB DRIVE, DEARBORN, MI, 48126
- Plan Type: DB
- Total Participants: 1,064
- Total Assets: $493.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,064 | $493.2M | $0 | $0 |
| 2023 | 1,194 | $528.7M | $0 | $0 |
| 2022 | 1,306 | $526.9M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HEWITT ASSOCIATES | Recordkeeper | $317,431 | — | $317,431 |
| NISA INVESTMENT ADVISORS, LLC | Other Service Provider | $299,411 | — | $299,411 |
| NEPC, LLC | Recordkeeper | $218,898 | — | $218,898 |
| PRINCIPAL TRUST COMPANY | Recordkeeper | $147,397 | — | $147,397 |
| MONROE CAPITAL MANAGEMENT ADVISORS, | Other Service Provider | $139,379 | — | $139,379 |
| LOOMIS SAYLES & COMPANY LP | Other Service Provider | $52,852 | — | $52,852 |
| STATE STREET GLOBAL ADVISORS TRUST | Other Service Provider | $37,791 | — | $37,791 |
| GJC CPA'S & ADVISORS | Auditor | $29,217 | — | $29,217 |
| XPONANCE, INC. | Other Service Provider | $14,878 | — | $14,878 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- HEWITT ASSOCIATES — Recordkeeper
- NEPC, LLC — Recordkeeper
- PRINCIPAL TRUST COMPANY — Recordkeeper
- GJC CPA'S & ADVISORS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,257,254
- Estimated Expense Ratio: 0.255% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,718,733 | — | — | — | — |
| 2023 | $1,896,225 | — | — | — | — |
| 2022 | $2,206,468 | — | — | — | — |