Plan Snapshot
- Plan Sponsor: At&T INC.
- Sponsor EIN: 431301883
- Sponsor Address: P.O. BOX 132160, DALLAS, TX, 753132160
- Plan Type: 401(k)
- Total Participants: 23,855
- Total Assets: $2.3B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 23,855 | $2.3B | $21.8M | $48.8M |
| 2023 | 25,236 | $2.1B | $22.9M | $51.1M |
| 2022 | 26,699 | $2.0B | $26.6M | $59.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FINANCIAL ENGINES, INC. | NONE | $836,000 | — | $836,000 |
| FIDELITY INVESTMENTS INSTITUTIONAL | NONE | $677,000 | $53,017 | $730,017 |
| AT&T INC. | PLAN SPONSOR | $126,000 | — | $126,000 |
| GOLDMAN SACHS ASSET MANAGEMENT | NONE | $114,000 | — | $114,000 |
| THE BANK OF NEW YORK MELLON | TRUSTEE | $97,000 | — | $97,000 |
| NEWPORT TRUST COMPANY | NONE | $60,000 | — | $60,000 |
| CEM BENCHMARKING | NONE | $27,000 | — | $27,000 |
| BLACKROCK FINANCIAL MANAGEMENT INC. | NONE | $22,000 | — | $22,000 |
| PWC US TAX LLP | NONE | $21,000 | — | $21,000 |
| AT&T SERVICES | PLAN SPONSOR | $13,000 | — | $13,000 |
| FLEISHMAN HILLARD INC | NONE | $9,000 | — | $9,000 |
| OPTAVISE LLC | NONE | $8,000 | — | $8,000 |
| FORVIS MAZARS, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — NONE
- GOLDMAN SACHS ASSET MANAGEMENT — NONE
- FORVIS MAZARS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,063,017
- Estimated Expense Ratio: 0.091% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,015,000 | $1,415,000 | — | — | — |
| 2023 | $1,390,000 | $1,034,000 | — | — | — |
| 2022 | $1,877,000 | $236,000 | $959,000 | — | $592,000 |