Plan Snapshot
- Plan Sponsor: Association Of Community Service Agents, INC.
- Sponsor EIN: 237300650
- Sponsor Address: 10 RESEARCH PARKWAY SUITE 200, WALLINGFORD, CT, 06492
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 54,087
- Total Assets: $6.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 54,087 | $6.7M | $365.1M | $0 |
| 2023 | 54,144 | $6.0M | $354.7M | $0 |
| 2022 | 53,349 | $5.8M | $331.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PROFESSIONAL PENSIONS INC. | Recordkeeper | $818,639 | — | $818,639 |
| USI INSURANCE SERVICES, LLC | Other Service Provider | $86,112 | — | $86,112 |
| GALLAGHER BENEFIT SERVICES | Investment Advisor | $68,859 | — | $68,859 |
| MDG BENEFIT SOLUTIONS (GUILFORD,CT) | Other Service Provider | $65,801 | — | $65,801 |
| WILLIS OF CT | Other Service Provider | $54,061 | — | $54,061 |
| BEERS,HAMERMAN,COHEN & BURGER,P.C. | Auditor | $51,765 | — | $51,765 |
| HUB INTL NORTHEAST, LTD | Other Service Provider | $40,950 | — | $40,950 |
| EXUDE BENEFITS GROUP. LLC | Other Service Provider | $39,606 | — | $39,606 |
| MARSH & MCLENNAN AGENCY LLC | Investment Advisor | $37,344 | — | $37,344 |
| EDGEWOOD PARTNERS INSURANCE | Recordkeeper | $35,745 | — | $35,745 |
| NFP CORPORATE SERVICES | Other Service Provider | $35,381 | — | $35,381 |
| BENEFITS CONSULTING GROUP | Other Service Provider | $34,757 | — | $34,757 |
| TIAGO GUAMARAES | Other Service Provider | $29,018 | — | $29,018 |
| CORPORATE SYNERGIES GROUP, LLC | Other Service Provider | $28,090 | — | $28,090 |
| PRINCIPAL TRUST COMPANY | Custodian / Trustee | $26,872 | — | $26,872 |
| PCF INSURANCE SERVICES | Other Service Provider | $23,182 | — | $23,182 |
| CBIZ BENEFITS & INSURANCE SERVICES | Other Service Provider | $22,606 | — | $22,606 |
| MERCER HEALTH & BENEFITS LLC | Other Service Provider | $22,450 | — | $22,450 |
| MDG ASSOCIATES OF CT. LLC | Other Service Provider | $19,601 | — | $19,601 |
| GRINSPEC OF NJ DBA CENTRIC BENEFITS | Other Service Provider | $19,291 | — | $19,291 |
| MV FINANCIAL GROUP | Other Service Provider | $14,067 | — | $14,067 |
| FRANK J DELEO JR. | Other Service Provider | $13,334 | — | $13,334 |
| NESSO BENEFITS LLC | Other Service Provider | $12,663 | — | $12,663 |
| AMANDA VAN MARTIN | Other Service Provider | $12,423 | — | $12,423 |
| MARSHALL & STERLING INC | Other Service Provider | $12,327 | — | $12,327 |
| MERIDIAN RISK MANAGEMENT | Other Service Provider | $12,247 | — | $12,247 |
| SMITH BROTHERS INSURANCE | Other Service Provider | $12,200 | — | $12,200 |
| FRENKEL BENEITS, LLC | Other Service Provider | $11,943 | — | $11,943 |
| ONEGROUP NY, INC | Other Service Provider | $11,833 | — | $11,833 |
| BROWN & BROWN OF CT | Other Service Provider | $11,449 | — | $11,449 |
| YORK INTERNATIONAL AGENCY | Other Service Provider | $11,412 | — | $11,412 |
| RSC INSURANCE BROKERAGE | Other Service Provider | $9,901 | — | $9,901 |
| THE MELTZER GROUP INC. | Other Service Provider | $8,739 | — | $8,739 |
| BLUEPRINT BENEFIT ADVISORS | Other Service Provider | $8,652 | — | $8,652 |
| STERLING & STERLING INC | Other Service Provider | $8,491 | — | $8,491 |
| JANICE SMITH | Other Service Provider | $8,291 | — | $8,291 |
| ACRISURE LLC DBA THE TARPEY GROUP | Other Service Provider | $7,876 | — | $7,876 |
| BROWN & BROWN OF GARDEN CITY | Other Service Provider | $7,630 | — | $7,630 |
| PIERSON & SMITH, DIVISION OF FIRST | Other Service Provider | $7,047 | — | $7,047 |
| THE JONES GROUP | Other Service Provider | $6,205 | — | $6,205 |
| WILLIS OF NEW JERSEY | Other Service Provider | $6,199 | — | $6,199 |
| CESAR SORTO | Other Service Provider | $6,188 | — | $6,188 |
| ALAN SHEKETOFF | Other Service Provider | $5,736 | — | $5,736 |
| DIGITAL INSURANCE INC. | Other Service Provider | $5,683 | — | $5,683 |
| HILB GROUP OF NEW ENGLAND | Other Service Provider | $5,392 | — | $5,392 |
| HP PLANNING LLC | Other Service Provider | $5,179 | — | $5,179 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GALLAGHER BENEFIT SERVICES — Investment Advisor
- MARSH & MCLENNAN AGENCY LLC — Investment Advisor
- EDGEWOOD PARTNERS INSURANCE — Recordkeeper
- PRINCIPAL TRUST COMPANY — Custodian / Trustee
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,803,237
- Estimated Expense Ratio: 26.820% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $903,780 | $35,156 | $816,859 | $51,765 | — |
| 2023 | $1,252,211 | — | $1,185,275 | — | — |
| 2022 | $1,566,322 | — | $1,459,837 | — | $65,678 |