Plan Snapshot
- Plan Sponsor: Association Master Trust
- Sponsor EIN: 226315089
- Sponsor Address: 636 MORRIS TURNPIKE,, SHORT HILLS, NJ, 07078
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 8,528
- Total Assets: $48.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 8,528 | $48.7M | $122.4M | $0 |
| 2023 | 10,657 | $45.8M | $131.3M | $0 |
| 2022 | 12,087 | $31.5M | $139.8M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERCER HEALTH & BENEFITS | Actuary | $389,005 | — | $389,005 |
| PRINCETON PARTNERS | Recordkeeper | $233,450 | — | $233,450 |
| EBIX | Other Service Provider | $220,138 | — | $220,138 |
| WORLD INSURANCE | Insurance Carrier | $207,977 | — | $207,977 |
| SHORT HILLS PLAZA, LLC | Other Service Provider | $183,049 | — | $183,049 |
| CORPORATE TECHNOLOGIES | Other Service Provider | $103,133 | — | $103,133 |
| WITHUM | Other Service Provider | $82,554 | — | $82,554 |
| 1111 | Other Service Provider | $70,897 | — | $70,897 |
| GENOVA BURNS | ERISA Attorney | $60,000 | — | $60,000 |
| PITNEY BOWES | Other Service Provider | $50,000 | — | $50,000 |
| MICHAEL COSLIT, ESQUIRE | ERISA Attorney | $36,000 | — | $36,000 |
| GREENBAUM, ROWE, SMITH, DAVIS | ERISA Attorney | $22,236 | — | $22,236 |
| DE LAGE LANDEN | Other Service Provider | $15,740 | — | $15,740 |
| NEXTIVA | Other Service Provider | $12,106 | — | $12,106 |
| THE HARTFORD | Insurance Carrier | $9,728 | — | $9,728 |
| SUMMIT HOSTING | Other Service Provider | $8,959 | — | $8,959 |
| TOWNSQUARE MEDIA | Other Service Provider | $8,563 | — | $8,563 |
| VERIZON | Other Service Provider | $8,366 | — | $8,366 |
| PUBLIC STORAGE | Other Service Provider | $6,244 | — | $6,244 |
| VERIZON WIRELESS | Other Service Provider | $5,960 | — | $5,960 |
| US BANK EQUIPMENT | Other Service Provider | $5,756 | — | $5,756 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- THE HARTFORD — Insurance Carrier
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,739,861
- Estimated Expense Ratio: 3.570% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $6,517,652 | — | — | $85,079 | — |
| 2023 | $6,411,326 | — | — | $150,435 | — |
| 2022 | $4,819,617 | — | — | — | $490,139 |