Plan Snapshot
- Plan Sponsor: Associated Credit Union Of Texas
- Sponsor EIN: 741321144
- Sponsor Address: PO BOX 9004, LEAGUE CITY, TX, 775749004
- Plan Type: 401(k)
- Plan Number: 003
- Total Participants: 183
- Total Assets: $20.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 183 | $20.7M | $0 | $0 |
| 2024 | 167 | $17.4M | $609,785 | $684,715 |
| 2023 | 144 | $17.3M | $577,028 | $669,389 |
| 2022 | 176 | $14.5M | $543,351 | $633,837 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GALLAGHER BENEFIT SERV | Investment Advisor | — | $31,909 | $31,909 |
| THE ALLOCATION COMPANY INC | Recordkeeper | — | $9,001 | $9,001 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $40,910
- Estimated Expense Ratio: 0.198% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $719,490 | — | — | — | — |
| 2024 | $25,740 | $16,615 | $9,125 | — | — |
| 2023 | $26,289 | — | — | — | — |
| 2022 | $8,830 | — | — | — | — |