Plan Snapshot
- Plan Sponsor: Area Agency On Aging, Region One, Incorporated
- Sponsor EIN: 742371957
- Sponsor Address: 1366 E. THOMAS ROAD, SUITE 108, PHOENIX, AZ, 850145739
- Plan Type: 401(k)
- Plan Number: 002
- Total Participants: 166
- Total Assets: $12.1M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 166 | $12.1M | $0 | $0 |
| 2024 | 125 | $10.5M | $556,392 | $655,534 |
| 2023 | 131 | $9.4M | $539,083 | $611,459 |
| 2022 | 124 | $8.2M | $478,094 | $534,912 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OSAIC WEALTH INC. | Other Service Provider | $43,902 | — | $43,902 |
| PROACCOUNT | Other Service Provider | $31,883 | — | $31,883 |
| NATIONWIDE | Other Service Provider | $28,582 | — | $28,582 |
| NYDIA RETIREMENT | Other Service Provider | $7,300 | — | $7,300 |
| IRON FIDUCIARY | Other Service Provider | $5,578 | — | $5,578 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $117,245
- Estimated Expense Ratio: 0.965% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $858,817 | $82,492 | $13,355 | — | — |
| 2024 | $45,977 | $27,672 | $18,305 | — | — |
| 2023 | $96,401 | $28,952 | $12,984 | — | — |
| 2022 | $102,694 | $30,252 | $72,442 | — | — |