Plan Snapshot
- Plan Sponsor: American Constructors, LLC
- Sponsor EIN: 814603502
- Sponsor Address: 11900 WEST PARMER LANE, CEDAR PARK, TX, 78613
- Plan Type: 401(k)
- Total Participants: 133
- Total Assets: $18.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 133 | $18.8M | $314,886 | $845,568 |
| 2023 | 121 | $15.5M | $284,461 | $749,321 |
| 2022 | 112 | $13.0M | $253,838 | $679,878 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | NONE | $63,672 | $14,441 | $78,113 |
| VAN HOUTEN & ASSOCIATES | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP — NONE
- VAN HOUTEN & ASSOCIATES — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,113
- Estimated Expense Ratio: 0.417% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $63,675 | — | $63,675 | — | — |
| 2023 | $49,563 | — | $49,563 | — | — |
| 2022 | $44,692 | — | $44,692 | — | — |