Plan Snapshot
- Plan Sponsor: America'S Preferred Home Warranty, INC.
- Sponsor EIN: 383555417
- Sponsor Address: 5775 ANN ARBOR RD., JACKSON, MI, 49201
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 275
- Total Assets: $8.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 275 | $8.8M | $0 | $0 |
| 2024 | 239 | $7.6M | $438,232 | $789,132 |
| 2023 | 239 | $6.2M | $510,037 | $865,784 |
| 2022 | 273 | $4.9M | $481,333 | $790,981 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY WORKPLACE SERVICES, LLC | Recordkeeper | $27,038 | — | $27,038 |
| STRATEGIC ADVISERS LLC | Investment Advisor | $18,988 | — | $18,988 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $46,026
- Estimated Expense Ratio: 0.525% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,511,893 | $18,988 | $4,770 | — | — |
| 2024 | $40,380 | $15,777 | $4,722 | — | — |
| 2023 | $29,739 | $9,940 | $4,353 | — | — |
| 2022 | $10,154 | — | — | — | — |