Plan Snapshot
- Plan Sponsor: America'S Family Health & Welfare Fund
- Sponsor EIN: 160840561
- Sponsor Address: 8205 MAIN STREET, SUITE 3 4, WILLIAMSVILLE, NY, 14221
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 405
- Total Assets: $2.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 405 | $2.9M | $3.3M | $194,967 |
| 2023 | 343 | $2.6M | $3.5M | $206,383 |
| 2022 | 358 | $2.3M | $3.5M | $309,931 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JAMES SWIENCICKI DDS | Other Service Provider | $98,266 | — | $98,266 |
| WILLIAM OCHOCINSKI | Other Service Provider | $65,233 | — | $65,233 |
| MICHELLE OCHOCINSKI | Other Service Provider | $28,625 | — | $28,625 |
| SOFTPATH, INC. | Other Service Provider | $17,545 | — | $17,545 |
| EFPR GROUP, CPAS, PLLC | Auditor | $17,500 | — | $17,500 |
| RAYMOND MORGAN | Other Service Provider | $16,233 | — | $16,233 |
| FEDERATED PENSION BUREAU | Other Service Provider | $15,600 | — | $15,600 |
| CAMBRIDGE ADVISORS | Other Service Provider | $9,258 | — | $9,258 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EFPR GROUP, CPAS, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $268,260
- Estimated Expense Ratio: 9.347% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $319,594 | $14,812 | — | — | — |
| 2023 | $299,894 | $4,066 | — | — | — |
| 2022 | $338,030 | $8,294 | — | — | $111,161 |