Plan Snapshot
- Plan Sponsor: America'S Credit Union
- Sponsor EIN: 756016747
- Sponsor Address: 2154 FOREST LANE, GARLAND, TX, 75042
- Plan Type: 401(k)
- Total Participants: 126
- Total Assets: $12.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 126 | $12.4M | $428,608 | $574,009 |
| 2023 | 128 | $11.0M | $389,283 | $518,910 |
| 2022 | 120 | $9.3M | $324,605 | $439,558 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WELLTH ADVISORY SERVICES, LLC | SERVICE PROVIDER | — | $27,485 | $27,485 |
| GLOBAL RETIREMENT PARTNERS LLC | SERVICE PROVIDER | — | $18,695 | $18,695 |
| PLANCHECK CPA'S LLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- GLOBAL RETIREMENT PARTNERS LLC — SERVICE PROVIDER
- PLANCHECK CPA'S LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $46,180
- Estimated Expense Ratio: 0.373% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $89,944 | — | $89,944 | — | — |
| 2023 | $72,876 | — | $72,876 | — | — |
| 2022 | $78,006 | — | $78,006 | — | — |