Plan Snapshot
- Plan Sponsor: Altria Client Services LLC
- Sponsor EIN: 472929146
- Sponsor Address: P. O. BOX 85088, RICHMOND, VA, 232855088
- Plan Type: Health & Welfare
- Plan Number: 533
- Total Participants: 0
- Total Assets: $90.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 0 | $90.5M | $76,850 | $3.5M |
| 2023 | 0 | $107.7M | $85,000 | $4.7M |
| 2022 | 0 | $123.8M | $481,590 | $5.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO | Recordkeeper | $1,582,556 | — | $1,582,556 |
| PRICEWATERHOUSECOOPERS LLP | Auditor | $140,000 | — | $140,000 |
| PACIFIC INVESTMENT MGMT CO LLC | Investment Advisor | $134,807 | — | $134,807 |
| JPMORGAN CHASE BANK NA | Custodian / Trustee | $127,055 | — | $127,055 |
| LYRA HEALTH | Recordkeeper | $114,742 | — | $114,742 |
| WILLIS TOWERS WATSON US LLC | Actuary | $59,900 | — | $59,900 |
| STATE STREET GLOBAL ADVISOR TRUST | Investment Advisor | $10,004 | — | $10,004 |
| ANDERSEN TAX LLC | Other Service Provider | $5,500 | — | $5,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PRICEWATERHOUSECOOPERS LLP — Auditor
- JPMORGAN CHASE BANK NA — Custodian / Trustee
- WILLIS TOWERS WATSON US LLC — Actuary
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,174,564
- Estimated Expense Ratio: 2.402% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,149,406 | $134,783 | $682,142 | $140,000 | — |
| 2023 | $1,385,895 | $155,796 | $908,893 | $138,000 | — |
| 2022 | $1,460,635 | $215,767 | $945,907 | — | $298,961 |