Plan Snapshot
- Plan Sponsor: Alliance Credit Union
- Sponsor EIN: 750800435
- Sponsor Address: 6219 SPUR 327, LUBBOCK, TX, 79424
- Plan Type: 401(k)
- Total Participants: 198
- Total Assets: $12.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 198 | $12.2M | $1.1M | $763,506 |
| 2023 | 136 | $9.9M | $984,179 | $665,707 |
| 2022 | 123 | $7.7M | $803,750 | $589,199 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EQUITABLE ADVISORS LLC | ADVISOR | $30,573 | — | $30,573 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $5,131 | — | $5,131 |
| PRICEKUBECKA, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EQUITABLE ADVISORS LLC — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- PRICEKUBECKA, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $35,704
- Estimated Expense Ratio: 0.292% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $35,704 | $30,573 | — | — | — |
| 2023 | $31,631 | $24,168 | — | — | — |
| 2022 | $30,635 | — | — | — | — |