Plan Snapshot
- Plan Sponsor: A.O. Smith Corporation
- Sponsor EIN: 390619790
- Sponsor Address: 11270 W. PARK PLACE, MILWAUKEE, WI, 532243624
- Plan Type: DB
- Total Participants: 689
- Total Assets: $18.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 689 | $18.6M | $0 | $0 |
| 2023 | 632 | $20.3M | $0 | $0 |
| 2022 | 725 | $19.8M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AON CONSULTING, INC. | Recordkeeper | $121,392 | — | $121,392 |
| A.O. SMITH CORPORATION | Other Service Provider | $82,121 | — | $82,121 |
| NAVIANTGROUP, LLC | Other Service Provider | $43,281 | — | $43,281 |
| SUN LIFE CAPITAL MANAGEMENT U.S. | Other Service Provider | $36,398 | — | $36,398 |
| MARQUETTE ASSOCIATES | Other Service Provider | $35,000 | — | $35,000 |
| REILLY, PENNER & BENTON LLP | Auditor | $27,500 | — | $27,500 |
| NVNG INVESTMENT ADVISORS | Other Service Provider | $10,000 | — | $10,000 |
| AUTOMATIC DATA PROCESSING | Other Service Provider | $9,266 | — | $9,266 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AON CONSULTING, INC. — Recordkeeper
- REILLY, PENNER & BENTON LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $364,958
- Estimated Expense Ratio: 1.965% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $441,174 | $81,398 | $43,281 | $27,500 | — |
| 2023 | $307,833 | $82,337 | — | — | — |
| 2022 | $122,093 | $26,250 | — | — | $28,435 |