Plan Snapshot
- Plan Sponsor: A.N. Deringer, INC.
- Sponsor EIN: 030117050
- Sponsor Address: 64 NORTH STREET, ST. ALBANS, VT, 05478
- Plan Type: 401(k)
- Total Participants: 530
- Total Assets: $60.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 530 | $60.6M | $1.7M | $2.3M |
| 2023 | 528 | $49.8M | $1.6M | $2.2M |
| 2022 | 510 | $40.0M | $1.5M | $2.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MCSOLEY & MCCOY & CO | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $196,084 | $100,737 | — | — | — |
| 2023 | $164,565 | $89,635 | $12,450 | — | — |
| 2022 | $102,537 | $102,537 | — | — | — |