Plan Snapshot
- Plan Sponsor: A&E Design, INC.
- Sponsor EIN: 810468180
- Sponsor Address: 124 N. 29TH ST, BILLINGS, MT, 59101
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 156
- Total Assets: $20.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 156 | $20.6M | $0 | $0 |
| 2024 | 105 | $18.9M | $1.2M | $1.0M |
| 2023 | 106 | $16.3M | $633,263 | $561,705 |
| 2022 | 86 | $14.1M | $656,295 | $724,255 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CREATIVE PLANNING. | Other Service Provider | $106,992 | — | $106,992 |
| NEWPORT GROUP, INC. | Other Service Provider | $28,975 | — | $28,975 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $135,967
- Estimated Expense Ratio: 0.660% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,316,178 | $106,992 | $28,975 | — | — |
| 2024 | $120,053 | $92,965 | $27,088 | — | — |
| 2023 | $1,327,041 | — | — | — | — |
| 2022 | $1,245,300 | — | — | — | — |