Plan Snapshot
- Plan Sponsor: A.C.S. & Sons, INC.
- Sponsor EIN: 223217369
- Sponsor Address: 664 S. EVERGREEN AVE., WOODBURY HEIGHTS, NJ, 08097
- Plan Type: 401(k)
- Total Participants: 242
- Total Assets: $20.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 242 | $20.8M | $746,794 | $800,328 |
| 2023 | 230 | $17.4M | $750,964 | $684,105 |
| 2022 | 211 | $13.5M | $573,009 | $591,720 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| INSERO & CO. CPAS, LLC | Auditor | $16,480 | — | $16,480 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- INSERO & CO. CPAS, LLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $16,480
- Estimated Expense Ratio: 0.079% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $87,956 | — | — | $16,480 | — |
| 2023 | $75,831 | $48,881 | — | $16,000 | — |
| 2022 | $68,247 | $55,247 | — | — | $13,000 |