Plan Snapshot
- Plan Sponsor: 1st Community Federal Credit Union
- Sponsor EIN: 750873880
- Sponsor Address: 3505 WILDEWOOD DRIVE, SAN ANGELO, TX, 76904
- Plan Type: 401(k)
- Total Participants: 90
- Total Assets: $10.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 90 | $10.8M | $256,400 | $382,469 |
| 2023 | 124 | $9.3M | $243,468 | $367,527 |
| 2022 | 114 | $7.7M | $231,477 | $355,293 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| DREHER INVESTMENT SERVICES | NONE | $65,527 | — | $65,527 |
| EPIC RETIREMENT PLAN SERVICES | NONE | $11,942 | — | $11,942 |
| PRICEKUBECKA, PLLC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- DREHER INVESTMENT SERVICES — NONE
- EPIC RETIREMENT PLAN SERVICES — NONE
- PRICEKUBECKA, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $77,469
- Estimated Expense Ratio: 0.715% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $77,469 | $65,527 | — | — | — |
| 2023 | — | — | — | — | — |
| 2022 | — | — | — | — | — |