Texas Retirement Plan Benchmarks

Statewide benchmarks across every Form 5500 filer headquartered in the state. Sourced from 55,572 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 55,572
Total assets: $1313.2B
Total participants: 15,989,955
Median expense ratio: 0.19%
Median employer contribution per active participant: $2,355
Median account balance: $50,038
3-year asset growth (2022–2024): +18.5%

Expense ratio distribution

25th percentile: 0.06%
Median: 0.19%
75th percentile: 0.42%

Where the fees go (average mix)

Admin / Recordkeeping: 36.5%
Investment Management: 52.0%
Audit: 5.7%
Legal: 0.5%

Employer contribution generosity

Median per active participant: $2,355
Plans with $0 employer match: —

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	53,584	$1108.3B	15,778,838	0.31%	—
2023	55,414	$1209.7B	16,393,611	0.21%	—
2024	55,572	$1313.2B	15,989,955	0.19%	$2,355

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "Texas" is served from the accepted-generation projection for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/state/texas.