Texas Retirement Plan Benchmarks

Statewide benchmarks across every Form 5500 filer headquartered in the state. Sourced from 53,844 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 53,844
Total assets: $1041.6B
Total participants: 780,146
Median expense ratio: 0.39%
Median employer contribution per active participant: $2,300
Median account balance: $50,189
3-year asset growth (2022–2024): +24.2%

Expense ratio distribution

25th percentile: 0.12%
Median: 0.39%
75th percentile: 1.18%

Where the fees go (average mix)

Admin / Recordkeeping: 24.6%
Investment Management: 27.6%
Audit: 1.7%
Legal: 0.1%

Employer contribution generosity

Median per active participant: $2,300
Plans with $0 employer match: 13,250 (24.6%)

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	47,849	$838.7B	620,999	0.44%	$2,321
2023	52,131	$957.9B	745,424	0.38%	$2,314
2024	53,844	$1041.6B	780,146	0.39%	$2,300

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "Texas" includes 53,844 plans for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/state/texas.