North Dakota Retirement Plan Benchmarks

Statewide benchmarks across every Form 5500 filer headquartered in the state. Sourced from 2,328 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 2,328
Total assets: $25.1B
Total participants: 44,483
Median expense ratio: 0.31%
Median employer contribution per active participant: $2,448
Median account balance: $75,270
3-year asset growth (2022–2024): +43.1%

Expense ratio distribution

25th percentile: 0.11%
Median: 0.31%
75th percentile: 0.62%

Where the fees go (average mix)

Admin / Recordkeeping: 30.3%
Investment Management: 16.6%
Audit: 1.5%
Legal: 0.1%

Employer contribution generosity

Median per active participant: $2,448
Plans with $0 employer match: 234 (10.1%)

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	2,045	$17.6B	36,016	0.38%	$2,285
2023	2,279	$22.3B	42,641	0.32%	$2,416
2024	2,328	$25.1B	44,483	0.31%	$2,448

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "North Dakota" includes 2,328 plans for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/state/north-dakota.