North Dakota Retirement Plan Benchmarks

Statewide benchmarks across every Form 5500 filer headquartered in the state. Sourced from 2,522 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 2,522
Total assets: $28.7B
Total participants: 404,220
Median expense ratio: 0.25%
Median employer contribution per active participant: $2,500
Median account balance: $80,822
3-year asset growth (2022–2024): +27.0%

Expense ratio distribution

25th percentile: 0.10%
Median: 0.25%
75th percentile: 0.44%

Where the fees go (average mix)

Admin / Recordkeeping: 45.1%
Investment Management: 36.5%
Audit: 4.5%
Legal: 0.6%

Employer contribution generosity

Median per active participant: $2,500
Plans with $0 employer match: —

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	2,476	$22.6B	424,695	0.30%	—
2023	2,541	$25.2B	416,762	0.25%	—
2024	2,522	$28.7B	404,220	0.25%	$2,500

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "North Dakota" is served from the accepted-generation projection for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/state/north-dakota.