Colorado Retirement Plan Benchmarks

Statewide benchmarks across every Form 5500 filer headquartered in the state. Sourced from 19,778 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 19,778
Total assets: $106.0B
Total participants: 276,786
Median expense ratio: 0.40%
Median employer contribution per active participant: $2,287
Median account balance: $37,501
3-year asset growth (2022–2024): +28.8%

Expense ratio distribution

25th percentile: 0.13%
Median: 0.40%
75th percentile: 1.15%

Where the fees go (average mix)

Admin / Recordkeeping: 26.3%
Investment Management: 18.2%
Audit: 1.4%
Legal: 0.1%

Employer contribution generosity

Median per active participant: $2,287
Plans with $0 employer match: 5,095 (25.8%)

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	15,802	$82.3B	209,715	0.49%	$2,377
2023	18,817	$96.6B	261,409	0.40%	$2,266
2024	19,778	$106.0B	276,786	0.40%	$2,287

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "Colorado" includes 19,778 plans for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/state/colorado.