Colorado Retirement Plan Benchmarks

Statewide benchmarks across every Form 5500 filer headquartered in the state. Sourced from 19,732 Form 5500 filings for plan year 2024.

Headline numbers (2024)

Plans: 19,732
Total assets: $189.8B
Total participants: 2,220,697
Median expense ratio: 0.26%
Median employer contribution per active participant: $2,326
Median account balance: $40,206
3-year asset growth (2022–2024): +27.9%

Expense ratio distribution

25th percentile: 0.10%
Median: 0.26%
75th percentile: 0.52%

Where the fees go (average mix)

Admin / Recordkeeping: 30.6%
Investment Management: 58.6%
Audit: 4.6%
Legal: 0.6%

Employer contribution generosity

Median per active participant: $2,326
Plans with $0 employer match: —

3-year trend

Year	Plans	Assets	Participants	Median fee	Median employer $
2022	17,299	$148.5B	2,188,659	0.43%	—
2023	19,191	$169.5B	2,262,375	0.29%	—
2024	19,732	$189.8B	2,220,697	0.26%	$2,326

Methodology

All metrics are calculated from U.S. Department of Labor Form 5500 annual filings. The slice "Colorado" is served from the accepted-generation projection for plan year 2024. Medians use percentile_cont over reported values; zero/null values are excluded from rate-style metrics.

Citation: PlanProvider.Pro, Form 5500 Benchmarks 2024. Free for editorial use with attribution + link to https://planprovider.pro/benchmarks/state/colorado.