# Emergent Financial Services, Llc.
Source: https://planprovider.pro/provider/emergent-financial-services-llc

> SWaM-certified by Virginia’s Department of Small Business & Supplier Diversity and Hispanic-owned, Emergent Financial Services, LLC works with retirement…

Retirement Plan Advisor

Charlottesville, VA

## About Emergent Financial Services, Llc.

<p>SWaM-certified by Virginia’s Department of Small Business &amp; Supplier Diversity and Hispanic-owned, Emergent Financial Services, LLC works with retirement-focused planning for individuals, families, businesses, and institutions.</p>

<p>Based in Charlottesville in Central Virginia, the firm supports clients across the Charlottesville metro area and also works with clients nationally. Emergent Financial Services is employee-owned and is an independent registered investment advisor with approximately $0.1B in AUM (2026).</p>

<p>Its retirement planning work includes 401(k) and 403(b) plans, IRAs, and Social Security analysis. As a <a href="/plan-advisors">plan advisor</a>, Emergent provides 3(21) fiduciary services for employers that want help with investment guidance and ongoing plan support.</p>

<p>A differentiator for many plan sponsors is the mix of employee ownership and SWaM certification, which can align with vendor requirements alongside plan oversight and participant education needs.</p>

<ul>
<li>3(21) plan advisor services</li>
<li>401(k) and 403(b) retirement planning</li>
<li>IRA planning and Roth conversion analysis</li>
<li>Social Security analysis</li>
<li>Spending and budgeting, 529/education, and legacy planning</li>
</ul>

Website: [https://www.emergentfs.com/](https://www.emergentfs.com/)

## Office Locations

- Charlottesville, VA (Headquarters)

## Services Offered

- 3(21) Investment Advisor

## Client Statistics (2026)

- Total Clients: 0

- Total AUM: $110.4M

## Team Members

- **Alex Urpí**, CEO and Investment Advisor

- **Xavier Urpí**, CIO and Investment Advisor

- **Nickolas Urpí**, Financial Planner

- **Michael Urpí**, Chief Analyst

- **Nicolas Toufexis**, Business and Economic Consultant

## Other Retirement Plan Advisors in VA

- [HUB Retirement and Private Wealth](https://planprovider.pro/provider/hub-retirement-and-private-wealth) - Austin, TX

- [Sageview Advisory Group](https://planprovider.pro/provider/sageview-advisory-group) - Newport Beach, CA

- [Water Street Financial LLC](https://planprovider.pro/provider/water-street-financial-llc) - Winchester, VA

- [Rede Wealth, LLC](https://planprovider.pro/provider/rede-wealth-llc) - Charlottesville, VA

- [Market Guard](https://planprovider.pro/provider/market-guard) - Vienna, VA

- [Brighton Jones LLC](https://planprovider.pro/provider/brighton-jones-llc) - Seattle, WA

- [Cary Street Partners](https://planprovider.pro/provider/cary-street-partners) - Richmond, VA

- [Akre Capital Management, LLC](https://planprovider.pro/provider/akre-capital-management-llc) - Middleburg, VA

- [Intersect Capital LLC](https://planprovider.pro/provider/intersect-capital-llc) - San Ramon, CA

- [Capitol Private Wealth Group LLC](https://planprovider.pro/provider/capitol-private-wealth-group-llc) - Vienna, VA

[View full interactive profile on PlanProvider.Pro](https://planprovider.pro/provider/emergent-financial-services-llc)

&copy; 2026 PlanProvider.Pro