From its headquarters in Aurora, outside the Cleveland metro, Beacon Financial Group, Inc. works with business owners, executives, and high-net-wor... - [Beese Fulmer Private Wealth Management](https://planprovider.pro/provider/beese-fulmer-private-wealth-management) - Canton, OH Retirement Plan Advisor
Quality equity investing has been central to Beese Fulmer Private Wealth Management since its start in 1980. The firm is employee-owned and private... - [Birchcreek Wealth Management, LLC](https://planprovider.pro/provider/birchcreek-wealth-management-llc) - Miamisburg, OH Retirement Plan Advisor
Known for a fee-only, independent approach and a 100% fiduciary standard, Birchcreek Wealth Management, LLC works with individuals, high-net-worth ... - [Blueprint Financial Advisors](https://planprovider.pro/provider/blueprint-financial-advisors) - Charlotte, NC Retirement Plan Advisor
Planning work comes first at this fee-only Registered Investment Advisor, which does not take on investment management until a financial planning p... - [Commonwealth Financial Network](https://planprovider.pro/provider/commonwealth-financial-network) - Waltham, MA Retirement Plan Advisor
Founded in 1979, Commonwealth Financial Network supports advisors with a platform built around planning, investment management, and practice operat... - [Creekmur Asset Management, LLC](https://planprovider.pro/provider/creekmur-asset-management-llc) - Morton, IL Retirement Plan Advisor
From its Midwest roots in Morton, Illinois, Creekmur Asset Management, LLC (also known as Creekmur Wealth Advisors) runs a multi-state practice wit... - [Everhart Advisors](https://planprovider.pro/provider/everhart-advisors) - Dublin, OH Retirement Plan Advisor
Known for its CEFEX certification and independent ownership, Everhart Advisors works with employers on retirement plan oversight and with individua... - [Frazier Financial Advisors, LLC](https://planprovider.pro/provider/frazier-financial-advisors-llc) - Dublin, OH Retirement Plan Advisor
Tax preparation is part of Frazier Financial Advisors, LLC’s day-to-day work alongside investment management and financial planning, which is a les... - [Future Finances INC](https://planprovider.pro/provider/future-finances-inc) - Columbus, OH Retirement Plan Advisor
In central Ohio’s Columbus metro, Future Finances INC works with high-net-worth individuals and families on long-term planning and investment manag... - [Garlikov Advisors INC](https://planprovider.pro/provider/garlikov-advisors-inc) - Columbus, OH Retirement Plan Advisor
Founded in 1978 as part of The Garlikov Companies, this registered investment advisor works with entrepreneurs, families, and business owners on in... - [Graystone Consulting Of Morgan Stanley Smith Barney LLC](https://planprovider.pro/provider/graystone-consulting-of-morgan-stanley-smith-barney-llc) - New York, NY Retirement Plan Advisor
Founded in 1989, Graystone Consulting is Morgan Stanley Smith Barney LLC’s institutional consulting group for organizations that want investment ov... - [Henderson Brothers Financial Partners](https://planprovider.pro/provider/henderson-brothers-financial-partners) - Pittsburgh, PA Retirement Plan Advisor
Founded in 1893, Henderson Brothers Financial Partners brings more than a century of experience to retirement plan work in the Pittsburgh region, w... - [Horan Capital Advisors, LLC](https://planprovider.pro/provider/horan-capital-advisors-llc) - Cincinnati, OH Retirement Plan Advisor
Founded in 2010, Horan Capital Advisors, LLC is a registered investment advisor with $0.6B in AUM (2026) and offices in the Cincinnati metro area, ... - [Intersect Capital LLC](https://planprovider.pro/provider/intersect-capital-llc) - San Ramon, CA Retirement Plan Advisor
Founded in 1997 and headquartered in San Ramon in the San Francisco Bay Area, Intersect Capital LLC is a registered investment advisor that now ope... - [J.P. Morgan](https://planprovider.pro/provider/jp-morgan-securities-llc) - Los Angeles, CA Retirement Plan Advisor
From its Los Angeles headquarters, J.P. Morgan Securities LLC (JPMS) supports retirement plan fiduciary work alongside its broader broker-dealer an... - [John E. Sestina And Company](https://planprovider.pro/provider/john-e-sestina-and-company) - Columbus, OH Retirement Plan Advisor
Founded in 1965, John E. Sestina And Company has worked from its Columbus headquarters in central Ohio for decades, supporting clients locally and ... - [Keidan Financial Consultants LLC](https://planprovider.pro/provider/keidan-financial-consultants-llc) - Columbus, OH Retirement Plan Advisor
From its office on South Fifth Street in downtown Columbus, Keidan Financial Consultants LLC works with individuals, pension plans, and trusts on i... - [Kestra Advisory Services, LLC](https://planprovider.pro/provider/kestra-advisory-services-llc) - Dallas, TX Retirement Plan Advisor
From its Austin headquarters and Tempe home office, Kestra Advisory Services, LLC runs an RIA platform that supports independent advisors with day-... - [Morgan Stanley](https://planprovider.pro/provider/morgan-stanley) - New York, NY Retirement Plan Advisor
From its New York City headquarters in Manhattan, Morgan Stanley runs a national advisory business that supports workplace retirement plans alongsi... - [Oswald Financial, Inc.](https://planprovider.pro/provider/oswald-financial-inc) - Clevland, OH Retirement Plan Advisor
Founded in 2022, Oswald Financial, Inc. is an SEC-registered investment adviser based in Cleveland in Northeast Ohio. The firm has 4 employees and ... - [Oxford Financial Group, LTD](https://planprovider.pro/provider/oxford-financial-group-ltd) - Carmel, IN Retirement Plan Advisor
Founded in 1981, Oxford Financial Group, LTD runs a fee-only Registered Investment Advisor (RIA) with a co-fiduciary approach for retirement plans ... - [Pca Investment Advisory Services, Inc.](https://planprovider.pro/provider/pca-investment-advisory-services-inc) - Cincinnati, OH Retirement Plan Advisor PCA Investment Advisory Services, Inc., part of the Alliance Benefit Group (ABG®), is a distinguished retirement plan and wealth management firm with ... - [Teeple Wealth Management, LLC](https://planprovider.pro/provider/teeple-wealth-management-llc) - Brownsburg, IN Retirement Plan Advisor Teeple Wealth Management, LLC, operating as Teeple Snyder Newsome Wealth & Tax Management, is a comprehensive financial advisory firm with offices acr... - [Tfo-tdc, LLC](https://planprovider.pro/provider/tfo-tdc-llc) - Maumee, OH Retirement Plan Advisor TDC Capital Advisors, Inc., now operating as part of TFO Wealth Partners, is a registered investment advisor firm headquartered in Maumee, Ohio, with ... - [Venture Visionary Partners](https://planprovider.pro/provider/venture-visionary-partners) - Sylvania, OH Retirement Plan Advisor Venture Visionary Partners is an SEC registered investment advisory firm with offices in Sylvania, OH and Bonita Springs, FL. Founded by Craig D. Find... - [Victory Capital Management Inc.](https://planprovider.pro/provider/victory-capital-management-inc) - San Antonio, TX Retirement Plan Advisor
Tracing its roots to 1894, Victory Capital’s modern firm was formed in 2001 and is publicly traded on Nasdaq. Headquartered in San Antonio in the S... Selecting a qualified 401k plan advisor in Ohio is a critical decision for business owners and HR professionals. With a complex regulatory landscape and evolving labor market, an experienced local advisor helps ensure your retirement plan remains competitive while maintaining strict compliance with Department of Labor regulations. Whether your business is located in Columbus, Cleveland, Cincinnati, or any other region of the Buckeye State, choosing an advisor with a deep understanding of ERISA fiduciary standards is essential for long-term plan health. ## Navigating Fiduciary Responsibility: 3(21) vs. 3(38) Roles One of the primary reasons to partner with a 401k plan advisor in Ohio is to mitigate fiduciary liability. Under ERISA standards, plan sponsors are held to a high level of accountability regarding investment selection and plan management. Professional advisors typically offer two primary levels of fiduciary support: ### 3(21) Fiduciary Services A 3(21) advisor acts as a co-fiduciary, providing professional investment recommendations to the plan sponsor. In this arrangement, the employer retains the ultimate decision-making authority. This is ideal for Ohio businesses that want professional guidance but wish to maintain final control over the plan's investment lineup. ### 3(38) Fiduciary Services An Investment Manager under section 3(38) of ERISA assumes full discretionary authority over the plan's assets. By hiring a 3(38) advisor, the plan sponsor shifts the responsibility for selecting, monitoring, and replacing investments to the advisor. This provides the highest level of liability protection for the company's officers and directors. ## What to Look for in an Ohio Retirement Plan Advisor When evaluating potential partners for your retirement plan, consider the following criteria to ensure they meet the specific needs of your workforce: - **Expertise in Plan Design:** Your advisor should help structure a plan that encourages participation, such as implementing auto-enrollment or custom matching formulas. - **Fee Transparency:** Look for an advisor who provides a clear breakdown of all investment, recordkeeping, and advisory costs. - **Employee Education:** A top-tier advisor provides on-site or virtual wealth management education to help your Ohio employees reach their retirement goals. - **Benchmarking Capabilities:** Regular analysis of your plan against peers is necessary to ensure costs remain reasonable and performance stays competitive. ## Related Services for Ohio Businesses In addition to advisory services, managing a compliant retirement plan often requires collaboration with other specialized professionals: - [401(k) Auditors in Ohio](/auditors/ohio) - [ERISA Attorneys in Ohio](/erisa-attorneys/ohio) - [ERISA Bond Providers](/erisa-bonds) ## Plan Types We Support Our network of professionals assists plan sponsors with a wide variety of employer-sponsored retirement vehicles, including: - [401(k) Plans](/retirement-plans/401k) - [403(b) Plans](/retirement-plans/403b) - [Defined Benefit Plans](/retirement-plans/defined-benefit) [View full interactive listing on PlanProvider.Pro](https://planprovider.pro/plan-advisors/ohio) © 2026 PlanProvider.Pro