Founded in 1894 as Investors Syndicate, Ameriprise Financial Services, LLC has grown into a national advisory firm with a large advisor network and... - [Assuredpartners Investment Advisors](https://planprovider.pro/provider/assuredpartners-investment-advisors) - Tampa, FL Retirement Plan Advisor
Launched in 2020, AssuredPartners Investment Advisors is a retirement plan advisory firm that pairs plan design work with hands-on fiduciary suppor... - [Avantax Advisory Services](https://planprovider.pro/provider/avantax-advisory-services) - Dallas, TX Retirement Plan Advisor
Built around tax-aware planning for advisory practices, Avantax Advisory Services works with advisors and tax professionals who want to tie tax str... - [Blueprint Partners LLC](https://planprovider.pro/provider/blueprint-partners-llc) - Traverse City, MI Retirement Plan Advisor
In Traverse City on northern Michigan’s Lake Michigan coast, Blueprint Partners LLC is a plan advisor and registered i... - [Bright Financial Advisors, Inc.](https://planprovider.pro/provider/bright-financial-advisors-inc) - Portage, MI Retirement Plan Advisor
Founded in 1958, Bright Financial Advisors, Inc. has an on-staff CPA and builds its planning work around close coordination between investment and ... - [Captrust](https://planprovider.pro/provider/captrust) - Raleigh, NC Retirement Plan Advisor
Founded in 1997, CAPTRUST has grown into a large advisory firm with about 1,500 employees and headquarters in Raleigh, serving the Research Triangl... - [Centennial Wealth Advisory, LLC](https://planprovider.pro/provider/centennial-wealth-advisory-llc) - Traverse City, MI Retirement Plan Advisor
Running financial wellness workshops and live retirement-planning events is a regular part of how Centennial Wealth Advisory, LLC works with client... - [CG Financial Services](https://planprovider.pro/provider/cg-financial-services) - Williamston, MI Retirement Plan Advisor
With offices across Michigan and North Carolina, CG Financial Services brings a multi-state perspective to retirement plan work and personal financ... - [Ds Investment Advisors](https://planprovider.pro/provider/ds-investment-advisors) - Grand Rapids, MI Retirement Plan Advisor
Institutional-style investment lineups for smaller plan committees are a specialty at Ds Investment Advisors. Based in Grand Rapids in the Grand Ra... - [Hfg Advisors, Inc.](https://planprovider.pro/provider/hfg-advisors-inc) - Kalamazoo, MI Retirement Plan Advisor
Founded in 1987, HFG Advisors, Inc. works with plan sponsors and individuals who want clear, practical planning and fiduciary support. The firm is ... - [Intersect Capital LLC](https://planprovider.pro/provider/intersect-capital-llc) - San Ramon, CA Retirement Plan Advisor
Founded in 1997 and headquartered in San Ramon in the San Francisco Bay Area, Intersect Capital LLC is a registered investment advisor that now ope... - [KerberRose Wealth Management, LLC](https://planprovider.pro/provider/kerberrose-wealth-management-llc) - Shawano, WI Retirement Plan Advisor
Built within the KerberRose CPA organization, KerberRose Wealth Management, LLC focuses on retirement plan consulting alongside financial planning ... - [Kestra Advisory Services, LLC](https://planprovider.pro/provider/kestra-advisory-services-llc) - Dallas, TX Retirement Plan Advisor
From its Austin headquarters and Tempe home office, Kestra Advisory Services, LLC runs an RIA platform that supports independent advisors with day-... - [Korhorn Financial Group](https://planprovider.pro/provider/korhorn-financial-group) - Granger, IN Retirement Plan Advisor
Founded in 1994, Korhorn Financial Group works with individuals and small businesses on retirement planning and related financial decisions. The fi... - [Mainstay Capital Management, LLC](https://planprovider.pro/provider/mainstay-capital-management-llc) - Grand Blanc, MI Retirement Plan Advisor
Known for working with employees and retirees from major Michigan auto employers, Mainstay Capital Management, LLC advises clients tied to companie... - [Midwest Capital Advisors LLC](https://planprovider.pro/provider/midwest-capital-advisors-llc) - Grand Rapids, MI Retirement Plan Advisor
Fee-only and SEC-registered, Midwest Capital Advisors LLC works out of Grand Rapids in West Michigan, with a focus on employer retirement plans and... - [Miller Financial Planning](https://planprovider.pro/provider/miller-financial-services-llc) - Marshall, MI Retirement Plan Advisor
In Marshall, in south-central Michigan between Kalamazoo and Battle Creek, Miller Financial Planning works with employers on retirement plan oversi... - [Old Mission Investment Company, LLC](https://planprovider.pro/provider/old-mission-investment-company-llc) - Traverse City, MI Retirement Plan Advisor
From its base in Traverse City in Northern Michigan, Old Mission Investment Company, LLC works with individuals and organizations on investment man... - [Oxford Financial Group, LTD](https://planprovider.pro/provider/oxford-financial-group-ltd) - Carmel, IN Retirement Plan Advisor
Founded in 1981, Oxford Financial Group, LTD runs a fee-only Registered Investment Advisor (RIA) with a co-fiduciary approach for retirement plans ... - [Retire Tru North](https://planprovider.pro/provider/retire-tru-north) - Southfield, MI Retirement Plan Advisor Retire Tru North, also known as TruNorth Advisors, is a dedicated financial planning and advisory firm specializing in retirement planning. With offic... - [Sageview Advisory Group](https://planprovider.pro/provider/sageview-advisory-group) - Newport Beach, CA Retirement Plan Advisor
From its Newport Beach headquarters in Orange County, Sageview Advisory Group advises retirement plan sponsors and individual investors through a n... - [Soltis Investment Advisors](https://planprovider.pro/provider/soltis-investment-advisors) - St George, UT Retirement Plan Advisor Soltis Investment Advisors supports both individual wealth management and institutional retirement plan services. The firm designs financial strategie... - [Stephen Wealth Management Group](https://planprovider.pro/provider/stephens-consulting-llc) - Flint, MI Retirement Plan Advisor
Founded in 2020, Stephens Consulting, LLC (doing business as Stephen Wealth Management Group) runs its advisory practice from Flint in mid-Michigan... - [Stonebridge Financial Group](https://planprovider.pro/provider/stonebridge-financial-group) - Wormleysburg, PA Retirement Plan Advisor Stonebridge Financial Group is a prominent financial advisory firm with extensive experience in Central Pennsylvania and offices in Wormleysburg and L... - [SYM Financial Advisors](https://planprovider.pro/provider/sym-financial-advisors) - Winona Lake, IN Retirement Plan Advisor
Fee-only investment advice is the focus at SYM Financial Advisors, an independent Registered Investment Advisor founded in 1968. The firm is employ... - [Transcendent Capital Group](https://planprovider.pro/provider/transcendent-capital-group) - Edmond, OK Retirement Plan Advisor Transcendent Capital Group is a registered investment advisor (RIA) that goes beyond traditional wealth management to offer differentiated insights an... - [Up North Financial, LLC](https://planprovider.pro/provider/up-north-financial-llc) - Traverse City, MI Retirement Plan Advisor Up North Financial, LLC is a Registered Investment Advisor firm based in Traverse City, Michigan, with an additional presence in East Grand Forks, Min... Navigating the complexities of corporate retirement plans requires a high level of technical expertise and a deep understanding of federal regulations. For business owners and HR professionals seeking a **401k plan advisor in Michigan**, the primary goal is often balancing competitive employee benefits with rigorous fiduciary oversight. Our network of specialized advisors helps Michigan employers design, implement, and manage retirement programs that drive participant outcomes while mitigating organizational risk. ## The Importance of ERISA Fiduciary Support Under the Employee Retirement Income Security Act (ERISA), plan sponsors have a legal obligation to act in the best interests of their participants. Managing these responsibilities alone can be challenging. Professional advisors typically offer two levels of fiduciary support to help protect your company: - **3(21) Fiduciary Services:** In this role, the advisor acts as an investment core-consultant. They provide recommendations and advice, but the plan sponsor retains the final decision-making authority. - **3(38) Fiduciary Services:** Often referred to as an "Investment Manager," a 3(38) advisor takes full discretionary control over the plan's investment lineup. This provides the highest level of liability shift for the plan sponsor regarding investment selection and monitoring. ## What to Look for in a Michigan Retirement Plan Advisor Choosing the right partner is critical for the long-term success of your retirement benefit. When evaluating a **401k plan advisor in Michigan**, consider the following criteria: ### Local Expertise and Presence While technology allows for remote management, having an advisor who understands the Michigan economic landscape and can provide on-site employee education sessions is a significant advantage. ### Independence and Transparency Ensure your advisor operates under a transparent fee structure. Independent advisors are often better positioned to provide unbiased fund selection, free from the conflicts of interest found in proprietary product sales. ### Compliance and Reporting Your advisor should assist with annual compliance requirements, including the review of Form 5500 filings, fee benchmarking, and maintaining a comprehensive fiduciary audit file. ## Related Services Managing a compliant retirement plan often requires a team of specialized professionals. Explore our local resources: - [401(k) Auditors in Michigan](/auditors/michigan) - [ERISA Attorneys in Michigan](/erisa-attorneys/michigan) - [ERISA Bond Providers](/erisa-bonds) ## Plan Types We Support Our featured advisors offer comprehensive consulting for various retirement structures: - [401(k) Plans](/retirement-plans/401k) - [403(b) Plans](/retirement-plans/403b) - [Defined Benefit Plans](/retirement-plans/defined-benefit) [View full interactive listing on PlanProvider.Pro](https://planprovider.pro/plan-advisors/michigan) © 2026 PlanProvider.Pro