# Top 401(k) Plan Advisors
Source: https://planprovider.pro/plan-advisors/401k?page=9

> Top Advisors by AUM who provide 3(21) or 3(38) services.

Elevate your company's retirement benefits by partnering with Top 401(k) Plan Advisors. A skilled advisor acts as a critical fiduciary partner, helping to benchmark fees, optimize investment lineups, and drive employee financial wellness. Explore our directory to find accredited retirement consultants and investment managers dedicated to helping you meet your fiduciary obligations and maximize plan success.

Browse 542 providers in this category.

## Provider ranking

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### [Bcg Securities, Inc.](https://planprovider.pro/provider/bcg-securities-inc)

Plan Advisor

Cherry Hill, NJ

**Stats:** $686M under management

**Company:** Est. 1968

[View Profile](https://planprovider.pro/provider/bcg-securities-inc)

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### [Integrity Financial Corporation](https://planprovider.pro/provider/integrity-financial-corporation)

Plan Advisor

Bellevue, WA

**Stats:** $680M under management

**Company:** Est. 2004

[View Profile](https://planprovider.pro/provider/integrity-financial-corporation)

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### [Ambassador Advisors, LLC](https://planprovider.pro/provider/ambassador-advisors-llc)

Plan Advisor

Lancaster, PA

**Stats:** $673M under management

**Company:** Est. 1990 • 26 employees

[View Profile](https://planprovider.pro/provider/ambassador-advisors-llc)

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### [Tifin Give](https://planprovider.pro/provider/tifin-give)

Plan Advisor

Boulder, CO

**Stats:** $670M under management

[View Profile](https://planprovider.pro/provider/tifin-give)

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### [Stone House Investment Management, LLC](https://planprovider.pro/provider/stone-house-investment-management-llc)

Plan Advisor

**Stats:** $670M under management

[View Profile](https://planprovider.pro/provider/stone-house-investment-management-llc)

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### [Bcm Advisors, LLC](https://planprovider.pro/provider/bcm-advisors-llc)

Plan Advisor

Lafayette, LA

**Stats:** $666M under management

[View Profile](https://planprovider.pro/provider/bcm-advisors-llc)

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### [Silverlake Wealth Management LLC](https://planprovider.pro/provider/silverlake-wealth-management-llc)

Plan Advisor

Williston, VT

**Stats:** $656M under management

**Company:** Est. 2002 • 12 employees

[View Profile](https://planprovider.pro/provider/silverlake-wealth-management-llc)

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### [Lynch & Associates](https://planprovider.pro/provider/lynch-and-associates)

Plan Advisor

Newburgh, IN

**Stats:** $656M under management

[View Profile](https://planprovider.pro/provider/lynch-and-associates)

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### [Strong Tower Advisory Services](https://planprovider.pro/provider/strong-tower-advisory-services)

Plan Advisor

Minneapolis, MN

**Stats:** $655M under management

[View Profile](https://planprovider.pro/provider/strong-tower-advisory-services)

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### [Pinion Wealth Management, LLC](https://planprovider.pro/provider/pinion-wealth-management-llc)

Plan Advisor

Wichita, KS

**Stats:** $649M under management

[View Profile](https://planprovider.pro/provider/pinion-wealth-management-llc)

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### [Element Wealth, LLC](https://planprovider.pro/provider/element-wealth-llc)

Plan Advisor

Ridgeland, MS

**Stats:** $642M under management

[View Profile](https://planprovider.pro/provider/element-wealth-llc)

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### [Dodds Wealth, LLC](https://planprovider.pro/provider/dodds-wealth-llc)

Plan Advisor

Colorado Springs, CO

**Stats:** $638M under management

**Company:** Est. 1991 • 13 employees

[View Profile](https://planprovider.pro/provider/dodds-wealth-llc)

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### [John E. Sestina And Company](https://planprovider.pro/provider/john-e-sestina-and-company)

Plan Advisor

Columbus, OH

**Stats:** $634M under management

**Company:** Est. 1965

[View Profile](https://planprovider.pro/provider/john-e-sestina-and-company)

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### [Sevenbridge Financial Group, LLC](https://planprovider.pro/provider/sevenbridge-financial-group-llc)

Plan Advisor

Harrisburg, PA

**Stats:** $633M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/sevenbridge-financial-group-llc)

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### [Wealth Management Resources, Inc.](https://planprovider.pro/provider/wealth-management-resources-inc)

Plan Advisor

Smithfield, RI

**Stats:** $630M under management

**Company:** Est. 1994 • 9 employees

[View Profile](https://planprovider.pro/provider/wealth-management-resources-inc)

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### [Skinner, Copper & Ehmen Wealth Management, LLC](https://planprovider.pro/provider/skinner-copper-and-ehmen-wealth-management-llc)

Plan Advisor

Springfield, IL

**Stats:** $624M under management

[View Profile](https://planprovider.pro/provider/skinner-copper-and-ehmen-wealth-management-llc)

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### [Creekmur Asset Management, LLC](https://planprovider.pro/provider/creekmur-asset-management-llc)

Plan Advisor

Morton, IL

**Stats:** $603M under management

[View Profile](https://planprovider.pro/provider/creekmur-asset-management-llc)

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### [Platte River Wealth Advisors, LLC](https://planprovider.pro/provider/platte-river-wealth-advisors-llc)

Plan Advisor

Louisville, CO

**Stats:** $600M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/platte-river-wealth-advisors-llc)

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### [Rootstock Advisors](https://planprovider.pro/provider/rootstock-advisors)

Plan Advisor

**Stats:** $600M under management

[View Profile](https://planprovider.pro/provider/rootstock-advisors)

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### [Prestige Wealth Management Group, LLC](https://planprovider.pro/provider/prestige-wealth-management-group-llc)

Plan Advisor

Flemington, NJ

**Stats:** $599M under management

**Company:** Est. 1995

[View Profile](https://planprovider.pro/provider/prestige-wealth-management-group-llc)

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### [Horan Capital Advisors, LLC](https://planprovider.pro/provider/horan-capital-advisors-llc)

Plan Advisor

Cincinnati, OH

**Stats:** $596M under management

**Company:** Est. 2010

[View Profile](https://planprovider.pro/provider/horan-capital-advisors-llc)

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### [Milestone Advisory Partners, LLC](https://planprovider.pro/provider/milestone-advisory-partners-llc)

Plan Advisor

Southern Pines, NC

**Stats:** $590M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/milestone-advisory-partners-llc)

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### [Woodward Diversified Capital, LLC](https://planprovider.pro/provider/woodward-diversified-capital-llc)

Plan Advisor

Bakersfield, CA

**Stats:** $571M under management

**Company:** Est. 2020

[View Profile](https://planprovider.pro/provider/woodward-diversified-capital-llc)

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### [Core Wealth Advisors, Inc.](https://planprovider.pro/provider/core-wealth-advisors-inc)

Plan Advisor

Indianapolis, IN

**Stats:** $571M under management

[View Profile](https://planprovider.pro/provider/core-wealth-advisors-inc)

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### [Capital Advisers, Inc.](https://planprovider.pro/provider/capital-advisers-inc)

Plan Advisor

**Stats:** $560M under management

[View Profile](https://planprovider.pro/provider/capital-advisers-inc)

## Why Your Business Needs a Specialized Retirement Plan Advisor

Managing a 401(k) plan involves significant legal and financial responsibilities that go far beyond simple administrative tasks. While many generalist financial advisors may offer to manage a company retirement plan, specialized 401(k) plan advisors bring a distinct set of skills necessary for navigating the Employee Retirement Income Security Act (ERISA). A qualified advisor serves as a buffer between the plan sponsor and regulatory liability, ensuring that the investment lineup is prudent, fees are reasonable, and the plan remains compliant with Department of Labor regulations. By partnering with a dedicated specialist, business owners can focus on their core operations while ensuring their employees have a robust vehicle for retirement savings.

### [3(21) vs. 3(38) Fiduciaries: Understanding the Difference](https://planprovider.pro/blog/3-38-vs-3-21-fiduciary)

One of the most critical decisions a plan sponsor must make is determining the level of liability they wish to delegate. This is often defined by the type of fiduciary status the advisor assumes:

- **ERISA 3(21) Co-Fiduciary:** Under this arrangement, the advisor provides investment recommendations and research, but the plan sponsor retains the final authority—and ultimately the liability—for accepting or rejecting those recommendations. This is a partnership model where the advisor "helps" you decide.

- **ERISA 3(38) Investment Manager:** A 3(38) advisor assumes full discretion and control over the investment selection and monitoring. In this scenario, the plan sponsor effectively delegates the investment liability to the advisor. For sponsors looking to minimize their fiduciary risk exposure, hiring a 3(38) manager is often the preferred strategy.

### Investment Policy Statements and Fee Benchmarking

A primary role of a plan advisor is to help the investment committee draft and maintain an Investment Policy Statement (IPS). This governing document outlines how plan assets are selected, monitored, and replaced. Without a solid IPS, plan sponsors are vulnerable during audits or legal challenges. Furthermore, advisors are instrumental in fee benchmarking. They review the 408(b)(2) fee disclosures to ensure that the costs charged by recordkeepers and [401(k) auditors](https://planprovider.pro/auditors/401k) are reasonable relative to the services provided. If fees are found to be excessive, a proactive advisor will negotiate with vendors or lead a Request for Proposal (RFP) process to find better pricing.

### Coordinating with Legal and Compliance Teams

Great advisors do not work in a silo; they coordinate with other service providers to ensure holistic plan health. For example, if a plan requires a complex redesign to pass non-discrimination testing, the advisor often collaborates with [ERISA attorneys](https://planprovider.pro/erisa-attorneys) to ensure the new plan document meets all legal standards. Whether you are running a startup plan or a large corporate plan with millions in assets, selecting the right advisor is the cornerstone of a successful [retirement plan](https://planprovider.pro/retirement-plans) strategy.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/plan-advisors/401k?page=9)

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