# Top 401(k) Plan Advisors
Source: https://planprovider.pro/plan-advisors/401k?page=19

> Top Advisors by AUM who provide 3(21) or 3(38) services.

Elevate your company's retirement benefits by partnering with Top 401(k) Plan Advisors. A skilled advisor acts as a critical fiduciary partner, helping to benchmark fees, optimize investment lineups, and drive employee financial wellness. Explore our directory to find accredited retirement consultants and investment managers dedicated to helping you meet your fiduciary obligations and maximize plan success.

Browse 542 providers in this category.

## Provider ranking

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### [Next Generation Investing, LLC](https://planprovider.pro/provider/next-generation-investing-llc)

Plan Advisor

Topeka, KS

**Stats:** $128M under management

**Company:** Est. 2021 • 3 employees

[View Profile](https://planprovider.pro/provider/next-generation-investing-llc)

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### [Campbell Asset Management, LLC](https://planprovider.pro/provider/campbell-asset-management-llc)

Plan Advisor

**Stats:** $127M under management

[View Profile](https://planprovider.pro/provider/campbell-asset-management-llc)

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### [Garlikov Advisors INC](https://planprovider.pro/provider/garlikov-advisors-inc)

Plan Advisor

Columbus, OH

**Stats:** $127M under management

**Company:** Est. 1978

[View Profile](https://planprovider.pro/provider/garlikov-advisors-inc)

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### [Lifecourse Capital, Inc.](https://planprovider.pro/provider/lifecourse-capital-inc)

Plan Advisor

Madison, AL

**Stats:** $126M under management

[View Profile](https://planprovider.pro/provider/lifecourse-capital-inc)

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### [Hfg Advisors, Inc.](https://planprovider.pro/provider/hfg-advisors-inc)

Plan Advisor

Kalamazoo, MI

**Stats:** $126M under management

**Company:** Est. 1987

[View Profile](https://planprovider.pro/provider/hfg-advisors-inc)

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### [Integrated Financial Consulting, LLC](https://planprovider.pro/provider/integrated-financial-consulting-llc)

Plan Advisor

Airmont, NY

**Stats:** $125M under management

**Company:** Est. 1996

[View Profile](https://planprovider.pro/provider/integrated-financial-consulting-llc)

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### [Taylor Securities Services, Inc.](https://planprovider.pro/provider/taylor-securities-services-inc)

Plan Advisor

Harrisburg, PA

**Stats:** $125M under management

**Company:** Est. 2005

[View Profile](https://planprovider.pro/provider/taylor-securities-services-inc)

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### [O'donnell Wealth Management](https://planprovider.pro/provider/odonnell-wealth-management)

Plan Advisor

Cody, WY

**Stats:** $123M under management

[View Profile](https://planprovider.pro/provider/odonnell-wealth-management)

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### [Springboard Asset Management LLC](https://planprovider.pro/provider/springboard-asset-management-llc)

Plan Advisor

Cheshire, CT

**Stats:** $119M under management

**Company:** Est. 2022

[View Profile](https://planprovider.pro/provider/springboard-asset-management-llc)

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### [Zehnder Wealth Management, LLC](https://planprovider.pro/provider/zehnder-wealth-management-llc)

Plan Advisor

Saint Cloud, FL

**Stats:** $116M under management

[View Profile](https://planprovider.pro/provider/zehnder-wealth-management-llc)

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### [Costello Financial Planning, Inc.](https://planprovider.pro/provider/costello-financial-planning-inc)

Plan Advisor

Chicago, IL

**Stats:** $116M under management

**Company:** Est. 2015

[View Profile](https://planprovider.pro/provider/costello-financial-planning-inc)

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### [Emergent Financial Services, Llc.](https://planprovider.pro/provider/emergent-financial-services-llc)

Plan Advisor

Charlottesville, VA

**Stats:** $110M under management

[View Profile](https://planprovider.pro/provider/emergent-financial-services-llc)

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### [Integrity Ria, LLC](https://planprovider.pro/provider/integrity-ria-llc)

Plan Advisor

Lafayette, LA

**Stats:** $105M under management

**Company:** Est. 2021 • 3 employees

[View Profile](https://planprovider.pro/provider/integrity-ria-llc)

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### [Arthur J. Gallagher & Co.](https://planprovider.pro/provider/arthur-j-gallagher-and-co)

Plan Advisor

Rolling Meadows, IL

**Stats:** 3,000 clients • $105M under management

**Company:** Est. 1927 • 51,261 employees

[View Profile](https://planprovider.pro/provider/arthur-j-gallagher-and-co)

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### [Davis Financial Planning](https://planprovider.pro/provider/davis-financial-planning)

Plan Advisor

West Haven, UT

**Stats:** $101M under management

**Company:** Est. 2010

[View Profile](https://planprovider.pro/provider/davis-financial-planning)

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### [Stordahl Capital Management, Inc.](https://planprovider.pro/provider/stordahl-capital-management-inc)

Plan Advisor

Greenwood Village, CO

**Stats:** $100M under management

[View Profile](https://planprovider.pro/provider/stordahl-capital-management-inc)

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### [Carter Asset Management](https://planprovider.pro/provider/carter-asset-management)

Plan Advisor

Abilene, TX

**Stats:** $100M under management

**Company:** Est. 1983

[View Profile](https://planprovider.pro/provider/carter-asset-management)

- 

### [Garrett Nagle & Co., Inc.](https://planprovider.pro/provider/garrett-nagle-and-co-inc)

Plan Advisor

Woburn, MA

**Stats:** $98M under management

**Company:** Est. 1976

[View Profile](https://planprovider.pro/provider/garrett-nagle-and-co-inc)

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### [Vam Group, LLC](https://planprovider.pro/provider/vam-group-llc)

Plan Advisor

Sewickley, PA

**Stats:** $81M under management

[View Profile](https://planprovider.pro/provider/vam-group-llc)

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### [Victrix Investment Advisors](https://planprovider.pro/provider/victrix-investment-advisors)

Plan Advisor

Stuart, FL

**Stats:** $67M under management

**Company:** Est. 2018

[View Profile](https://planprovider.pro/provider/victrix-investment-advisors)

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### [Canterbury Investment Management, LLC](https://planprovider.pro/provider/canterbury-investment-management-llc)

Plan Advisor

Zionsville, IN

**Stats:** $65M under management

**Company:** Est. 2003

[View Profile](https://planprovider.pro/provider/canterbury-investment-management-llc)

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### [Prevail Wealth Management](https://planprovider.pro/provider/prevail-wealth-management)

Plan Advisor

Kirkland, WA

**Stats:** $64M under management

[View Profile](https://planprovider.pro/provider/prevail-wealth-management)

- 

### [Acrylic Financial, Inc.](https://planprovider.pro/provider/acrylic-financial-inc)

Plan Advisor

Fountain Hills, AZ

**Stats:** $58M under management

**Company:** Est. 2017

[View Profile](https://planprovider.pro/provider/acrylic-financial-inc)

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### [Solid Rock Wealth Management, Inc.](https://planprovider.pro/provider/solid-rock-wealth-management-inc)

Plan Advisor

Bozeman, MT

**Stats:** $57M under management

**Company:** Est. 2015 • 1 employees

[View Profile](https://planprovider.pro/provider/solid-rock-wealth-management-inc)

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### [Leelyn Smith, LLC](https://planprovider.pro/provider/leelyn-smith-llc)

Plan Advisor

Geneva, IL

**Stats:** $50M under management

**Company:** 21 employees

[View Profile](https://planprovider.pro/provider/leelyn-smith-llc)

## Why Your Business Needs a Specialized Retirement Plan Advisor

Managing a 401(k) plan involves significant legal and financial responsibilities that go far beyond simple administrative tasks. While many generalist financial advisors may offer to manage a company retirement plan, specialized 401(k) plan advisors bring a distinct set of skills necessary for navigating the Employee Retirement Income Security Act (ERISA). A qualified advisor serves as a buffer between the plan sponsor and regulatory liability, ensuring that the investment lineup is prudent, fees are reasonable, and the plan remains compliant with Department of Labor regulations. By partnering with a dedicated specialist, business owners can focus on their core operations while ensuring their employees have a robust vehicle for retirement savings.

### [3(21) vs. 3(38) Fiduciaries: Understanding the Difference](https://planprovider.pro/blog/3-38-vs-3-21-fiduciary)

One of the most critical decisions a plan sponsor must make is determining the level of liability they wish to delegate. This is often defined by the type of fiduciary status the advisor assumes:

- **ERISA 3(21) Co-Fiduciary:** Under this arrangement, the advisor provides investment recommendations and research, but the plan sponsor retains the final authority—and ultimately the liability—for accepting or rejecting those recommendations. This is a partnership model where the advisor "helps" you decide.

- **ERISA 3(38) Investment Manager:** A 3(38) advisor assumes full discretion and control over the investment selection and monitoring. In this scenario, the plan sponsor effectively delegates the investment liability to the advisor. For sponsors looking to minimize their fiduciary risk exposure, hiring a 3(38) manager is often the preferred strategy.

### Investment Policy Statements and Fee Benchmarking

A primary role of a plan advisor is to help the investment committee draft and maintain an Investment Policy Statement (IPS). This governing document outlines how plan assets are selected, monitored, and replaced. Without a solid IPS, plan sponsors are vulnerable during audits or legal challenges. Furthermore, advisors are instrumental in fee benchmarking. They review the 408(b)(2) fee disclosures to ensure that the costs charged by recordkeepers and [401(k) auditors](https://planprovider.pro/auditors/401k) are reasonable relative to the services provided. If fees are found to be excessive, a proactive advisor will negotiate with vendors or lead a Request for Proposal (RFP) process to find better pricing.

### Coordinating with Legal and Compliance Teams

Great advisors do not work in a silo; they coordinate with other service providers to ensure holistic plan health. For example, if a plan requires a complex redesign to pass non-discrimination testing, the advisor often collaborates with [ERISA attorneys](https://planprovider.pro/erisa-attorneys) to ensure the new plan document meets all legal standards. Whether you are running a startup plan or a large corporate plan with millions in assets, selecting the right advisor is the cornerstone of a successful [retirement plan](https://planprovider.pro/retirement-plans) strategy.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/plan-advisors/401k?page=19)

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