# Top 401(k) Plan Advisors
Source: https://planprovider.pro/plan-advisors/401k?page=10

> Top Advisors by AUM who provide 3(21) or 3(38) services.

Elevate your company's retirement benefits by partnering with Top 401(k) Plan Advisors. A skilled advisor acts as a critical fiduciary partner, helping to benchmark fees, optimize investment lineups, and drive employee financial wellness. Explore our directory to find accredited retirement consultants and investment managers dedicated to helping you meet your fiduciary obligations and maximize plan success.

Browse 542 providers in this category.

## Provider ranking

- 

### [Presilium Private Wealth, LLC](https://planprovider.pro/provider/presilium-private-wealth-llc)

Plan Advisor

Radnor, PA

**Stats:** $554M under management

**Company:** Est. 2022

[View Profile](https://planprovider.pro/provider/presilium-private-wealth-llc)

- 

### [Landmark Financial Advisors, LLC](https://planprovider.pro/provider/landmark-financial-advisors-llc)

Plan Advisor

Bowling Green, KY

**Stats:** $543M under management

**Company:** Est. 2001

[View Profile](https://planprovider.pro/provider/landmark-financial-advisors-llc)

- 

### [Hubbell Strickland Wealth Management, LLC](https://planprovider.pro/provider/hubbell-strickland-wealth-management-llc)

Plan Advisor

New Orleans, LA

**Stats:** $540M under management

**Company:** Est. 2019

[View Profile](https://planprovider.pro/provider/hubbell-strickland-wealth-management-llc)

- 

### [Lauer Wealth Management](https://planprovider.pro/provider/lauer-wealth-management)

Plan Advisor

Valparaiso, IN

**Stats:** $540M under management

[View Profile](https://planprovider.pro/provider/lauer-wealth-management)

- 

### [5c Capital Management, LLC](https://planprovider.pro/provider/5c-capital-management-llc)

Plan Advisor

Woodcliff Lake, NJ

**Stats:** $537M under management

[View Profile](https://planprovider.pro/provider/5c-capital-management-llc)

- 

### [Empower Financial Advisory, LLC](https://planprovider.pro/provider/empower-financial-advisory-llc)

Plan Advisor

Glastonbury, CT

**Stats:** $535M under management

**Company:** Est. 1989 • 7 employees

[View Profile](https://planprovider.pro/provider/empower-financial-advisory-llc)

- 

### [Qp Wealth Management, LLC](https://planprovider.pro/provider/qp-wealth-management-llc)

Plan Advisor

Boca Raton, FL

**Stats:** $535M under management

[View Profile](https://planprovider.pro/provider/qp-wealth-management-llc)

- 

### [Cresta Advisors](https://planprovider.pro/provider/cresta-advisors)

Plan Advisor

Laredo, TX

**Stats:** $533M under management

**Company:** Est. 2013

[View Profile](https://planprovider.pro/provider/cresta-advisors)

- 

### [Fortem Financial Group, LLC](https://planprovider.pro/provider/fortem-financial-group-llc)

Plan Advisor

Palm Desert, CA

**Stats:** $529M under management

**Company:** Est. 2011

[View Profile](https://planprovider.pro/provider/fortem-financial-group-llc)

- 

### [Innovative Wealth Building LLC](https://planprovider.pro/provider/innovative-wealth-building-llc)

Plan Advisor

California, MD

**Stats:** $525M under management

[View Profile](https://planprovider.pro/provider/innovative-wealth-building-llc)

- 

### [Invista Advisors](https://planprovider.pro/provider/invista-advisors)

Plan Advisor

Montgomery, AL

**Stats:** $524M under management

[View Profile](https://planprovider.pro/provider/invista-advisors)

- 

### [M. Kraus & Company](https://planprovider.pro/provider/m-kraus-and-company)

Plan Advisor

Shelburne, VT

**Stats:** $524M under management

**Company:** Est. 1996

[View Profile](https://planprovider.pro/provider/m-kraus-and-company)

- 

### [Riggs Asset Management CO INC](https://planprovider.pro/provider/riggs-asset-management-co-inc)

Plan Advisor

Dallas, PA

**Stats:** $522M under management

**Company:** Est. 1991

[View Profile](https://planprovider.pro/provider/riggs-asset-management-co-inc)

- 

### [Southern Capital Advisors, LLC](https://planprovider.pro/provider/southern-capital-advisors-llc)

Plan Advisor

Jackson, TN

**Stats:** $515M under management

**Company:** Est. 2018

[View Profile](https://planprovider.pro/provider/southern-capital-advisors-llc)

- 

### [Quattro Advisors L.l.c.](https://planprovider.pro/provider/quattro-advisors-llc)

Plan Advisor

Pittsburgh, PA

**Stats:** $512M under management

**Company:** Est. 2007

[View Profile](https://planprovider.pro/provider/quattro-advisors-llc)

- 

### [PR Wealth Management Group](https://planprovider.pro/provider/pr-wealth-management-group)

Plan Advisor

East Moline, IL

**Stats:** $512M under management

**Company:** Est. 2005

[View Profile](https://planprovider.pro/provider/pr-wealth-management-group)

- 

### [Gragg Financial](https://planprovider.pro/provider/gragg-financial)

Plan Advisor

Shelby, NC

**Stats:** $500M under management

[View Profile](https://planprovider.pro/provider/gragg-financial)

- 

### [Lifeguide Financial Advisors, LLC](https://planprovider.pro/provider/lifeguide-financial-advisors-llc)

Plan Advisor

Mechanicsburg, PA

**Stats:** $500M under management

[View Profile](https://planprovider.pro/provider/lifeguide-financial-advisors-llc)

- 

### [The Shobe Financial Group](https://planprovider.pro/provider/the-shobe-financial-group)

Plan Advisor

Baton Rouge, LA

**Stats:** $500M under management

**Company:** Est. 1983 • 18 employees

[View Profile](https://planprovider.pro/provider/the-shobe-financial-group)

- 

### [Troxell Financial](https://planprovider.pro/provider/troxell-financial)

Plan Advisor

Springfield, IL

**Stats:** $500M under management

**Company:** Est. 1887

[View Profile](https://planprovider.pro/provider/troxell-financial)

- 

### [Keidan Financial Consultants LLC](https://planprovider.pro/provider/keidan-financial-consultants-llc)

Plan Advisor

Columbus, OH

**Stats:** $496M under management

[View Profile](https://planprovider.pro/provider/keidan-financial-consultants-llc)

- 

### [Concorde Financial Resources](https://planprovider.pro/provider/concorde-financial-resources)

Plan Advisor

Boca Raton, FL

**Stats:** $490M under management

[View Profile](https://planprovider.pro/provider/concorde-financial-resources)

- 

### [Bright Financial Advisors, Inc.](https://planprovider.pro/provider/bright-financial-advisors-inc)

Plan Advisor

Portage, MI

**Stats:** $489M under management

**Company:** Est. 1958

[View Profile](https://planprovider.pro/provider/bright-financial-advisors-inc)

- 

### [Gallacher Capital Management, LLC](https://planprovider.pro/provider/gallacher-capital-management-llc)

Plan Advisor

Lone Tree, CO

**Stats:** $488M under management

**Company:** Est. 1993

[View Profile](https://planprovider.pro/provider/gallacher-capital-management-llc)

- 

### [Halter Ferguson Financial INC](https://planprovider.pro/provider/halter-ferguson-financial-inc)

Plan Advisor

Carmel, IN

**Stats:** $488M under management

**Company:** Est. 1986

[View Profile](https://planprovider.pro/provider/halter-ferguson-financial-inc)

## Why Your Business Needs a Specialized Retirement Plan Advisor

Managing a 401(k) plan involves significant legal and financial responsibilities that go far beyond simple administrative tasks. While many generalist financial advisors may offer to manage a company retirement plan, specialized 401(k) plan advisors bring a distinct set of skills necessary for navigating the Employee Retirement Income Security Act (ERISA). A qualified advisor serves as a buffer between the plan sponsor and regulatory liability, ensuring that the investment lineup is prudent, fees are reasonable, and the plan remains compliant with Department of Labor regulations. By partnering with a dedicated specialist, business owners can focus on their core operations while ensuring their employees have a robust vehicle for retirement savings.

### [3(21) vs. 3(38) Fiduciaries: Understanding the Difference](https://planprovider.pro/blog/3-38-vs-3-21-fiduciary)

One of the most critical decisions a plan sponsor must make is determining the level of liability they wish to delegate. This is often defined by the type of fiduciary status the advisor assumes:

- **ERISA 3(21) Co-Fiduciary:** Under this arrangement, the advisor provides investment recommendations and research, but the plan sponsor retains the final authority—and ultimately the liability—for accepting or rejecting those recommendations. This is a partnership model where the advisor "helps" you decide.

- **ERISA 3(38) Investment Manager:** A 3(38) advisor assumes full discretion and control over the investment selection and monitoring. In this scenario, the plan sponsor effectively delegates the investment liability to the advisor. For sponsors looking to minimize their fiduciary risk exposure, hiring a 3(38) manager is often the preferred strategy.

### Investment Policy Statements and Fee Benchmarking

A primary role of a plan advisor is to help the investment committee draft and maintain an Investment Policy Statement (IPS). This governing document outlines how plan assets are selected, monitored, and replaced. Without a solid IPS, plan sponsors are vulnerable during audits or legal challenges. Furthermore, advisors are instrumental in fee benchmarking. They review the 408(b)(2) fee disclosures to ensure that the costs charged by recordkeepers and [401(k) auditors](https://planprovider.pro/auditors/401k) are reasonable relative to the services provided. If fees are found to be excessive, a proactive advisor will negotiate with vendors or lead a Request for Proposal (RFP) process to find better pricing.

### Coordinating with Legal and Compliance Teams

Great advisors do not work in a silo; they coordinate with other service providers to ensure holistic plan health. For example, if a plan requires a complex redesign to pass non-discrimination testing, the advisor often collaborates with [ERISA attorneys](https://planprovider.pro/erisa-attorneys) to ensure the new plan document meets all legal standards. Whether you are running a startup plan or a large corporate plan with millions in assets, selecting the right advisor is the cornerstone of a successful [retirement plan](https://planprovider.pro/retirement-plans) strategy.

[View full interactive listing on PlanProvider.Pro](https://planprovider.pro/plan-advisors/401k?page=10)

© 2026 PlanProvider.Pro