# Workers Federal Credit Union 401(k) Plan
Source: https://planprovider.pro/companies/workers-federal-credit-union-401k-plan

> Workers Federal Credit Union's 401(k) plan: 316 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Workers Federal Credit Union

- **Sponsor EIN:** 042079901

- **Sponsor Address:** 119 RUSSELL STREET, LITTLETON, MA, 01460

- **Plan Type:** 401(k)

- **Total Participants:** 316

- **Total Assets:** $44.8M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|316|$44.8M|$1.0M|$2.3M|

| 2023|321|$41.0M|$1.2M|$2.5M|

| 2022|354|$38.7M|$1.9M|$2.3M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| DIETZ & LYNCH CAPITAL|INVESTMENT ADVISORY|$34,376|—|$34,376|

| FIDELITY INVESTMENTS INST OPER CO|RECORDKEEPER|$26,935|—|$26,935|

| THE ANGELL PENSION GROUP, INC|TPA|$12,222|—|$12,222|

| WOLF & COMPANY, P.C.|AUDITOR|$8,500|—|$8,500|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [DIETZ & LYNCH CAPITAL](https://planprovider.pro/provider/equitable) — INVESTMENT ADVISORY

- [FIDELITY INVESTMENTS INST OPER CO](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $82,033

- **Estimated Expense Ratio:** 0.183% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$82,033|—|—|$20,722|—|

| 2023|$65,395|—|—|$11,628|—|

| 2022|$69,275|—|—|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/workers-federal-credit-union-401k-plan)

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