# Woodard & Curran, INC. 401(k) Plan
Source: https://planprovider.pro/companies/woodard-curran-inc-401k-plan

> Woodard & Curran, INC.'s 401(k) plan: 1,358 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Woodard & Curran, INC.

- **Sponsor EIN:** 010363222

- **Sponsor Address:** 12 MOUNTFORT STREET, PORTLAND, ME, 04101

- **Plan Type:** 401(k)

- **Total Participants:** 1,358

- **Total Assets:** $259.0M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|1,358|$259.0M|$3.9M|$12.2M|

| 2023|1,296|$225.4M|$3.6M|$11.4M|

| 2022|1,240|$186.1M|$3.3M|$10.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| FIDELITY INVESTMENTS INSTITUTIONAL|RECORDKEEPER|$101,748|—|$101,748|

| MORGAN STANLEY SMITH BARNEY LLC|INVESTMENT ADVISOR|$60,000|—|$60,000|

| BERRY, DUNN, MCNEIL & PARKER|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [FIDELITY INVESTMENTS INSTITUTIONAL](https://planprovider.pro/provider/fidelity-investments) — RECORDKEEPER

- [MORGAN STANLEY SMITH BARNEY LLC](https://planprovider.pro/provider/morgan-stanley) — INVESTMENT ADVISOR

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $161,748

- **Estimated Expense Ratio:** 0.062% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$161,748|—|$1,200|—|—|

| 2023|$156,320|—|—|—|—|

| 2022|$180,212|—|—|—|—|

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