# Wintrust Financial Corporation 401(k) Plan
Source: https://planprovider.pro/companies/wintrust-financial-corp-401k-plan

> Wintrust Financial Corporation's 401(k) plan: 5,806 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Wintrust Financial Corporation

- **Sponsor EIN:** 363873352

- **Sponsor Address:** 9700 WEST HIGGINS ROAD, ROSEMONT, IL, 60018

- **Plan Type:** 401(k)

- **Total Participants:** 5,806

- **Total Assets:** $797.6M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|5,806|$797.6M|$19.5M|$51.5M|

| 2023|5,391|$661.4M|$18.3M|$46.1M|

| 2022|5,149|$574.8M|$16.4M|$41.4M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY|NONE|$116,303|—|$116,303|

| ERNST & YOUNG, LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [ERNST & YOUNG, LLP](https://planprovider.pro/provider/ernst-and-young-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $116,303

- **Estimated Expense Ratio:** 0.015% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$73,827|—|—|—|—|

| 2023|$143,188|—|—|—|—|

| 2022|$154,135|$528|$153,607|—|—|

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