# Waterford Bank, N.A. 401(k) Plan
Source: https://planprovider.pro/companies/waterford-bank-n-a-401k-plan

> Waterford Bank, N.A.'s 401(k) plan: 105 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Waterford Bank, N.A.

- **Sponsor EIN:** 113809585

- **Sponsor Address:** 3900 N MCCORD ROAD, TOLEDO, OH, 43617

- **Plan Type:** 401(k)

- **Total Participants:** 105

- **Total Assets:** $21.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** No

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|105|$21.4M|$468,049|$937,280|

| 2023|99|$22.3M|$462,392|$956,517|

| 2022|110|$20.2M|$1.1M|$989,382|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| GBQ PARTNERS|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [GBQ PARTNERS](https://planprovider.pro/provider/gbq-partners-llc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $0

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$3,131|—|—|—|—|

| 2023|$11,674|—|$7,687|—|—|

| 2022|$11,407|—|—|—|$11,407|

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