# Vitamin Cottage Natural Food Markets, INC. 401(k) Plan
Source: https://planprovider.pro/companies/vitamin-cottage-natural-food-markets-inc-401k-plan

> Vitamin Cottage Natural Food Markets, INC.'s 401(k) plan: 3,904 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Vitamin Cottage Natural Food Markets, INC.

- **Sponsor EIN:** 841444517

- **Sponsor Address:** 12612 W ALAMEDA PARKWAY, LAKEWOOD, CO, 80228

- **Plan Type:** 401(k)

- **Total Participants:** 3,904

- **Total Assets:** $62.2M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** Yes

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|3,904|$62.2M|$1.4M|$7.1M|

| 2023|3,728|$52.1M|$1.3M|$6.6M|

| 2022|3,934|$41.2M|$1.1M|$6.6M|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| EMPOWER ANNUITY INSURANCE COMPANY O|RECORDKEEPER|$273,621|—|$273,621|

| INNOVEST PORTFOLIO SOLUTIONS LLC|INVESTMENT ADVISOR|$52,462|—|$52,462|

| BDO USA, LLP|AUDITOR|$26,292|—|$26,292|

| BDO USA, P.C.|Auditor|$26,292|—|$26,292|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [BDO USA, P.C.](https://planprovider.pro/provider/bdo-usa-pc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $378,667

- **Estimated Expense Ratio:** 0.608% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$352,375|$52,462|—|$26,292|—|

| 2023|$249,679|$62,750|—|$28,000|—|

| 2022|$147,089|$54,449|$16,797|—|$75,843|

## Similar Plans

- [Clark'S Market, INC.](https://planprovider.pro/companies/clark-s-market-inc-401k-plan) — 622 participants

- [Leevers Supermarkets, INC.](https://planprovider.pro/companies/leevers-supermarkets-inc-401k-plan) — 553 participants

- [The Greenhouse Corporation](https://planprovider.pro/companies/the-greenhouse-corporation-401k-plan) — 5 participants

- [Dcorp](https://planprovider.pro/companies/dcorp-401k-plan) — 2 participants

- [Nickal Dreams, INC.](https://planprovider.pro/companies/nickal-dreams-inc-plan) — 1 participants

- [Trustees Of The Rocky Mountain Ufcw Pension Plan C/O Zenith American S](https://planprovider.pro/companies/trustees-of-the-rocky-mountain-ufcw-pension-plan-c-o-zenith-american-s-plan) — 38,650 participants

[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/vitamin-cottage-natural-food-markets-inc-401k-plan)

© 2026 PlanProvider.Pro