# Vista Bancshares, INC. 401(k) Plan
Source: https://planprovider.pro/companies/vista-bancshares-inc-401k-plan

> Vista Bancshares, INC.'s 401(k) plan: 206 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Vista Bancshares, INC.

- **Sponsor EIN:** 751940062

- **Sponsor Address:** 1508 TEXAS AVE, LUBBOCK, TX, 79401

- **Plan Type:** 401(k)

- **Total Participants:** 206

- **Total Assets:** $16.4M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|206|$16.4M|$791,612|$1.3M|

| 2023|176|$14.3M|$592,003|$982,441|

| 2022|139|$13.3M|$462,688|$769,984|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| KESTRA INVESTMENT SERVICES, INC.|BROKER/ADVISOR|—|$25,967|$25,967|

| EMPOWER ANNUITY INSURANCE CO AMER|RECORD KEEPER/INVESTMENT|$25,819|—|$25,819|

| KB PENSION SERVICES INC.|TPA|$1,260|$7,325|$8,585|

| WHITLEY PENN LLP|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [KESTRA INVESTMENT SERVICES, INC.](https://planprovider.pro/provider/christensen-group-financial-llc) — BROKER/ADVISOR

- [WHITLEY PENN LLP](https://planprovider.pro/provider/whitley-penn-llp) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $60,371

- **Estimated Expense Ratio:** 0.368% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$24,717|$4,027|$1,260|—|—|

| 2023|$2,306|—|$1,260|—|—|

| 2022|$2,986|—|$2,656|—|—|

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[View full interactive plan profile on PlanProvider.Pro](https://planprovider.pro/companies/vista-bancshares-inc-401k-plan)

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