# Villager Construction, INC. 401(k) Plan
Source: https://planprovider.pro/companies/villager-construction-inc-401k-plan

> Villager Construction, INC.'s 401(k) plan: 238 participants, plan year 2024 financials, providers, and benchmarks from Form 5500.

Form 5500 filing data for plan year 2024.

## Plan Snapshot

- **Plan Sponsor:** Villager Construction, INC.

- **Sponsor EIN:** 161146699

- **Sponsor Address:** 425 OLD MACEDON CENTER ROAD, FAIRPORT, NY, 14450

- **Plan Type:** 401(k)

- **Total Participants:** 238

- **Total Assets:** $19.7M

## Key Plan Design Features

- **Auto-Enrollment:** Yes

- **Auto-Escalation:** No

- **Allows Roth Contributions:** No

- **Participant Loans:** No

- **Participant-Directed Investments:** Yes

- **ERISA Section 404(c) Fiduciary Safe Harbor:** Yes

## Plan Financials by Year

| Year|Participants|Total Assets|Employer Contrib.|Employee Contrib.|

| 2024|238|$19.7M|$970,002|$1.1M|

| 2023|242|$17.0M|$795,594|$1.0M|

| 2022|226|$14.0M|$459,181|$874,561|

## Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

| Provider Name|
Role|
Direct Compensation|
Indirect Compensation|
Total Fees|

| PRINCIPAL LIFE INSURANCE COMPANY|CONTRACT ADMINISTRATOR|$47,195|—|$47,195|

| MODERN WEALTH HOLDINGS, LLC|CONTRACT ADMINISTRATOR|$2,006|$20,472|$22,478|

| LPL FINANCIAL LLC|INVESTMENT ADVISORY|—|$10,371|$10,371|

| RDG & PARTNERS, CPAS, PLLC|Auditor|—|—|$0|

### Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

- [LPL FINANCIAL LLC](https://planprovider.pro/provider/lpl-financial-llc) — INVESTMENT ADVISORY

- [RDG & PARTNERS, CPAS, PLLC](https://planprovider.pro/provider/rdg-partners-cpas-pllc) — Auditor

## Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

- **Total Service Provider Fees:** $80,044

- **Estimated Expense Ratio:** 0.406% of plan assets

### Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

| Year|
Total Admin Expenses|
Investment Mgmt Fees|
Contract Admin Fees|
IQPA Audit Fees|
Professional Fees|

| 2024|$49,502|—|$49,502|—|—|

| 2023|$40,036|—|$40,036|—|—|

| 2022|$37,712|—|$37,712|—|—|

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